FHA Loan Down Payment Requirements Down payments are a big barrier to homeownership, but FHA allows a small down payment to help more people become homeowners. by Tim Lucas in Home Loans February 18, 2025 9 min read
What Debt-To-Income Ratio Do You Need For An FHA vs Conventional Loan? FHA is much more lenient about debt-to-income ratios compared to conventional. You might qualify more easily than you think. by Tim Lucas in Home Loans June 6, 2025 6 min read
Conventional Loan Appraisal Requirements vs. FHA Requirements Most homes will meet both FHA and conventional property requirements, but here's what you should know about the differences between the two appraisal processes. by Tim Lucas in Home Loans January 31, 2025 5 min read
Is FHA Or Conventional Better For First-Time Homebuyers? First-time homebuyers face challenges on the road to homeownership. Is FHA or conventional better to address them? by Tim Lucas in Home Loans June 8, 2023 4 min read
What Credit Score Do You Need For An FHA Loan vs Conventional? Look beyond minimum credit score requirements for FHA and conventional loans to decide which one is best for you. by Tim Lucas in Home Loans January 4, 2026 4 min read
Is It Easier To Qualify for FHA or Conventional? If you're unsure whether you can qualify to buy a home, you'll want to know which loan program -- FHA or conventional -- is easier to qualify for. by Tim Lucas in Home Loans June 8, 2023 4 min read
VA Loan vs FHA vs Conventional: Which One Is Best? With so many loan types available, which one is best for your situation? The choice may not be as hard as you think. by Tim Lucas in Home Loans June 8, 2023 5 min read
How Much Does It Cost To Get Into a Home With FHA vs Conventional? It may cost you much less overall to get an FHA loan instead of conventional. by Tim Lucas in Home Loans November 8, 2024 4 min read