Opinion: The Upside of Private Mortgage Insurance for Buyers Lacking a 20% Down Payment Private mortgage insurance, or PMI, is likely the least understood aspect of homebuying. by Tim Lucas in Home Loans March 27, 2023 6 min read
Credit Score Needed for a Mortgage: How Low Can You Go and Still Buy? Lenders now have the time to spend on a loan file that needs a little more TLC, since they're no longer flooded with 800-FICO-score, 20%-down loans. by Tim Lucas in Credit September 29, 2022 6 min read
Can I Get A Jumbo Loan With 10% Down? How About 5% Down? Buyers of more expensive homes might be surprised at how little some lenders require for a down payment. by Tim Lucas in Home Loans March 31, 2025 4 min read