FHA Loan Limits for 2026 FHA loan limits vary by county and range from $541,287 to $1,249,125 in 2026 for a single-family home within the continental United States. by Tim Lucas in Home Loans December 11, 2025 9 min read
A First-Time Buyers Guide to Adjustable-Rate Mortgages ARMs are looking better and better after 30-year fixed rates touched a 20-year high. by Tim Lucas in Rates November 18, 2022 6 min read
Opinion: The Upside of Private Mortgage Insurance for Buyers Lacking a 20% Down Payment Private mortgage insurance, or PMI, is likely the least understood aspect of homebuying. by Tim Lucas in Home Loans March 27, 2023 6 min read
Credit Score Needed for a Mortgage: How Low Can You Go and Still Buy? Lenders now have the time to spend on a loan file that needs a little more TLC, since they're no longer flooded with 800-FICO-score, 20%-down loans. by Tim Lucas in Credit September 29, 2022 7 min read
Can I Get A Jumbo Loan With 10% Down? How About 5% Down? Buyers of more expensive homes might be surprised at how little some lenders require for a down payment. by Tim Lucas in Home Loans March 31, 2025 4 min read