Using Retirement Funds to Buy a House: What You Need to Know
Using retirement funds to buy a house will likely lead to penalties and a larger tax bill. It can also reduce your account's future earning potential.
May 16, 2025 10 min read
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Using retirement funds to buy a house will likely lead to penalties and a larger tax bill. It can also reduce your account's future earning potential.
USDA guidelines set waiting periods for obtaining a mortgage following adverse credit events such as bankruptcy, foreclosure, and short sales. However, compensating factors and proof of extenuating circumstances may help you qualify sooner.
It's possible to leverage crypto for a down payment on a traditional mortgage, but plan your steps carefully.
Crypto mortgages are a new type of mortgage where the crypto is the collateral, not the house. Those with large holdings could become homeowners.
To save a 10% down payment, it could take new college grads upwards of 18 years in some states.
How are single people buying homes in this market? We take a look.
Six figures used to buy you a pretty sweet house: about 140% of the typical home. Now? About 90%. What happened?
Are markets paying any attention at all to economic reports? Maybe a bit. But their unpredictability is making it hard to guess what's coming next.
Requesting seller concessions to pay for a rate buydown can lead to greater monthly and lifetime savings than requesting a lower purchase price.
Sellers expected big savings bypassing buyer's agent fees after a landmark NAR settlement. The reality is different.
Ending your lease to buy your first home is a high-stakes juggling act. 9 strategies to manage the transition.
Manufactured homes are typically more affordable than traditional homes. But first you have to pass the appraisal process.
It's a popular idea: Buy land in the country and build your dream house. What are the practical steps, and is it even possible?
Disputing items on your credit report can derail your mortgage approval, even if the account is inaccurate. What to do instead.
With some hard work, your credit score can skyrocket 100 points or more. Here's what it might take.
Explore expert resources on FHA, VA, USDA loans, refinancing, and selling your home—everything you need for a confident homeownership journey.
Compare loan options and estimate your monthly payments—including taxes and insurance—for FHA, VA, USDA, and conventional loans.
