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Homeowner on laptop going through refinancing process

Pros and Cons of Refinancing Your Mortgage

Thinking about refinancing your mortgage? This guide breaks down the potential benefits, drawbacks, and alternatives so you can decide whether refinancing is the right move for your financial goals.

Title insurance illustration with legal briefcases near a house.

Who Pays for Title Insurance?

Paying title insurance usually falls on the homebuyer, but this can vary by location. Title insurance fees are a third-party closing cost you can shop around for — and negotiate with the seller on who foots the bill.

First-time homebuyer dancing

16 Tips for First-Time Homebuyers in 2025

Buying your first home in 2025 takes more than just saving for a down payment — it takes smart planning, a strong team, and a clear understanding of your options. These tips will help you navigate your first home purchase with more confidence and avoid costly missteps along the way.

A woman with a calculator deciding whether to refinance

When To Refinance Your Mortgage

Homeowners should decide, based on their unique situation, whether now is the right time to refinance. The best refinances save thousands of dollars, but a new loan can help in other ways, too.

Frustrated homebuyer looking at home defect covered up by paint

Should You Get a Home Inspection on New Construction?

Even brand-new homes can hide serious flaws, which is why many experts recommend a professional inspection before closing—even if the property appears perfect. While an inspection may add costs and delay your timeline, it can help uncover critical issues early, give you leverage with the builder, and provide peace of mind.

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