Bank statements are one of the most scrutinized documents in the mortgage process. It's worth checking them for these issues before you send them to your lender.
Waiving escrows means you don't have to pay taxes and insurance with your mortgage payment. Is this a good idea or too risky?
Conventional loan limits officially increased to $766,550 for 2024. See how the overseer of conforming loans, FHFA, arrived at this number.
FHA loan limits for 2024 have increased to $498,257. See how new loan limits can help you buy a better home.
If you paid cash for a house, you may be able to reimburse yourself with a cash-out refinance without the typical 6-month waiting period.
Do yourself and your lender a favor by working with your insurance agent to get coverage in place as soon as you find a home to buy.
You might save hundreds of dollars and weeks of time if you receive an appraisal waiver on a conventional loan.
Some homebuyers are surprised when they find out a home they want is in a flood zone. What to do next.
Getting a mortgage on a home with a swimming pool is usually no problem unless repairs are needed.
If you've been out of work for an extended period in the past two years, here's how to improve your chances of conventional loan approval.
Here's what to watch out for when getting a conventional loan without your spouse, plus guidelines for FHA, VA, USDA.
Conventional high-balance refinance loan limits are quite high in 163 high-cost areas of the U.S.
If you have equity in your home and pesky student loans you just can’t seem to pay down, you’ll want to know about Fannie Mae’s student loan cash-out refinance program.
Buying a home from a family member or someone you already know can complicate your loan. Here's how to navigate this situation.
When you buy a house, don't think about now. Think about 10 to 15 years from now.
Mortgage rates are incredibly difficult to predict. But if history is a guide, rates could be on their way down.
An adjustable rate mortgage can help you qualify for more home in 2024, but these loans are not always smart. What to consider.
Lenders can disregard certain debt payments which improves your debt-to-income ratio and your mortgage approval chances.
