Should I Choose Conventional Over FHA To Make My Offer Stronger? Some sellers refuse to accept an FHA offer. What to do if you've been rejected too many times. by Tim Lucas in Home Loans August 23, 2023 4 min read
Gift of Equity: What It Is and How to Use It to Buy a Home from a Relative When you buy a home from a family member, they may be able to cover your down payment and closing costs without cash ever changing hands. by Tim Lucas in Home Loans March 26, 2025 12 min read
Looking At Fixer-Uppers? Try A Conventional Rehab Loan. Yes, Really. Most buyers assume they can't get a conventional loan with a bad-condition property. Now you can, thanks to renovation loan programs. by Tim Lucas in Home Loans August 17, 2023 9 min read
Buying a Condo With 3% Down Can Help Buyers Struggling With Affordability A low-down-payment condo loan could help with affordability challenges that many first-time buyers are facing. by Tim Lucas in Home Loans December 27, 2024 9 min read
Student Loans and Mortgage Qualification: Current Rules It's now easier to qualify for a mortgage with student loans. Current conventional, FHA, VA and USDA loan guidelines. by Tim Lucas in Home Loans February 26, 2025 7 min read
When To Choose a Conventional Loan Over a VA Loan A VA loan outdoes a conventional loan -- most of the time. Here are situations where a conventional loan might be better. by Tim Lucas in Home Loans December 30, 2024 7 min read
I'm Buying a House and I Lost My Job. What Now? Losing your job can be a frightening situation, especially when you're buying a house. Here's what to do to hopefully still qualify for the loan. by Tim Lucas in Home Loans February 17, 2025 11 min read
Manufactured Home Conventional Loan Guidelines Explained Manufactured homes are a bargain compared to standard homes, but can you finance them with a conventional loan? by Tim Lucas in Home Loans December 30, 2024 6 min read