Can I Get a Conventional Loan as a Non-U.S. Citizen? With permanent or non-permanent lawful U.S. residency, your mortgage process will be similar to that of a citizen. by Tim Lucas in Home Loans December 30, 2024 7 min read
How To Use A Community Second for Your Home Down Payment Community Seconds can cover your entire conventional down payment and closing costs. Where to find these loans. by Tim Lucas in Home Loans August 25, 2023 7 min read
Should I Choose Conventional Over FHA To Make My Offer Stronger? Some sellers refuse to accept an FHA offer. What to do if you've been rejected too many times. by Tim Lucas in Home Loans August 23, 2023 4 min read
Gift of Equity: What It Is and How to Use It to Buy a Home from a Relative When you buy a home from a family member, they may be able to cover your down payment and closing costs without cash ever changing hands. by Tim Lucas in Home Loans March 26, 2025 12 min read
Looking At Fixer-Uppers? Try A Conventional Rehab Loan. Yes, Really. Most buyers assume they can't get a conventional loan with a bad-condition property. Now you can, thanks to renovation loan programs. by Tim Lucas in Home Loans August 17, 2023 8 min read
Buying a Condo With 3% Down Can Help Buyers Struggling With Affordability A low-down-payment condo loan could help with affordability challenges that many first-time buyers are facing. by Tim Lucas in Home Loans December 27, 2024 7 min read
Student Loans and Mortgage Qualification: Current Rules It's now easier to qualify for a mortgage with student loans. Current conventional, FHA, VA and USDA loan guidelines. by Tim Lucas in Home Loans February 26, 2025 7 min read
When To Choose a Conventional Loan Over a VA Loan A VA loan outdoes a conventional loan -- most of the time. Here are situations where a conventional loan might be better. by Tim Lucas in Home Loans December 30, 2024 7 min read