Conventional Loan Manual Underwriting: Your Application's Second Chance at Approval If your loan application doesn't quite fit the mold, human intervention might flip it from denied to approved. by Tim Lucas in Home Loans December 30, 2024 8 min read
Reverse Occupancy Fraud: About This New Mortgage Scheme And What To Do Instead This rising fraud scheme might seem innocent enough, but it comes with serious consequences, including losing your home. by Tim Lucas in Home Loans September 13, 2023 8 min read
How To Buy A Duplex, Triplex, or Fourplex With a Conventional Loan Conventional loans aren't just for single-family homes. You can also use them to buy a 2-4 unit that you live in as your primary residence. Here's how. by Tim Lucas in Home Loans January 31, 2025 8 min read
Can you Buy, Fix Up, and Refinance a Home to Remove Conventional PMI? While it might be difficult, it is possible to raise a property's value enough to refinance out of mortgage insurance. by Tim Lucas in Home Loans September 7, 2023 5 min read
8 Surprising Conventional Loan Drawbacks You Might Not Know About Most homebuyers think of conventional loans as the gold standard in lending. Here's when they're not. by Tim Lucas in Home Loans December 30, 2024 6 min read
The Truth About 5% Down Conventional Loans Buyers haven't needed 20% down for decades, but the myth persists. All about the 5% down conventional loan. by Tim Lucas in Home Loans December 30, 2024 6 min read
Can I Get a $1 Million Conventional Loan? There are more than 100 areas in the U.S. where the conventional Fannie Mae and Freddie Mac 1-unit loan limit is over $1 million. by Tim Lucas in Home Loans November 26, 2025 5 min read
All About The Fannie Mae First-Time Homebuyer LLPA Waiver Fannie Mae and Freddie Mac cut fees and rates for moderate-income first-time buyers. Here are the details. by Tim Lucas in Home Loans June 3, 2025 4 min read