Can you Buy, Fix Up, and Refinance a Home to Remove Conventional PMI? While it might be difficult, it is possible to raise a property's value enough to refinance out of mortgage insurance. by Tim Lucas in Home Loans September 7, 2023 5 min read
8 Surprising Conventional Loan Drawbacks You Might Not Know About Most homebuyers think of conventional loans as the gold standard in lending. Here's when they're not. by Tim Lucas in Home Loans December 30, 2024 6 min read
The Truth About 5% Down Conventional Loans Buyers haven't needed 20% down for decades, but the myth persists. All about the 5% down conventional loan. by Tim Lucas in Home Loans December 30, 2024 6 min read
Can I Get a $1 Million Conventional Loan? There are 114 areas in the U.S. where the conventional Fannie Mae and Freddie Mac 1-unit loan limit is over $1 million. by Tim Lucas in Home Loans December 18, 2024 8 min read
All About The 2023 Fannie Mae First-Time Homebuyer LLPA Waiver Fannie Mae and Freddie Mac cut fees and rates for moderate-income first-time buyers. Here are the details. by Tim Lucas in Home Loans June 3, 2025 5 min read
Can I Get a Conventional Loan as a Non-U.S. Citizen? With permanent or non-permanent lawful U.S. residency, your mortgage process will be similar to that of a citizen. by Tim Lucas in Home Loans December 30, 2024 7 min read
How To Use A Community Second for Your Home Down Payment Community Seconds can cover your entire conventional down payment and closing costs. Where to find these loans. by Tim Lucas in Home Loans August 25, 2023 7 min read
Should I Choose Conventional Over FHA To Make My Offer Stronger? Some sellers refuse to accept an FHA offer. What to do if you've been rejected too many times. by Tim Lucas in Home Loans August 23, 2023 4 min read