Conventional Loan Down Payment Gift Requirements: What You Need To Know
There are now more ways than ever to receive gift money for your conventional loan down payment.
January 30, 2025 8 min read
How Many Conventional Loans Can I Have? What To Do When You Hit the Limit
You can have up to 10 conventional loans, but here are exceptions and rules you need to know.
September 21, 2023 7 min read
What Types Of Income Can Be “Grossed Up” For A Mortgage?
Some non-taxable income can be increased by 15-25% or more. Find out if this little-known mortgage rule can help you.
December 19, 2024 3 min read
Is A Conventional Or USDA Loan Better?
We take a look at features and benefits of both conventional and USDA loans to help you decide which one might work better for you.
September 19, 2023 4 min read
Most Conventional Loans Aren’t Assumable. What To Do Instead
Offering to let a buyer assume your loan can get you top dollar for your home. Options for sellers and buyers if the home has a non-assumable conventional loan.
January 31, 2025 8 min read
Should You Choose A Conventional Loan or Jumbo? A 6-Step Process
Choosing between a conventional loan and a jumbo loan isn’t as hard as you might think. Examine a few key aspects of your scenario to make it a straightforward decision.
December 27, 2024 4 min read
Conventional Loan Manual Underwriting: Your Application's Second Chance at Approval
If your loan application doesn't quite fit the mold, human intervention might flip it from denied to approved.
December 30, 2024 8 min read
Reverse Occupancy Fraud: About This New Mortgage Scheme And What To Do Instead
This rising fraud scheme might seem innocent enough, but it comes with serious consequences, including losing your home.
September 13, 2023 8 min read