Can I Get A Conventional Loan With No Down Payment? 5 Strategies
Conventional loans require at least 3% down, but lending rules say you to buy a home with no down payment from your own funds. Here's how.
October 3, 2023 4 min read
Use Bonus, Overtime, and Commission Income To Qualify for a Mortgage
Many people have income well beyond base salary. Lenders allow you to use consistent bonus, overtime, and commission income to qualify for a home loan.
January 31, 2025 4 min read
Yes, You Can Use Part-Time Income For Mortgage Qualification. Here's How
How to use part-time, seasonal, and second-job income to qualify for a home loan.
September 28, 2023 4 min read
Conventional Loan Down Payment Gift Requirements: What You Need To Know
There are now more ways than ever to receive gift money for your conventional loan down payment.
January 30, 2025 8 min read
How Many Conventional Loans Can I Have? What To Do When You Hit the Limit
You can have up to 10 conventional loans, but here are exceptions and rules you need to know.
September 21, 2023 7 min read
What Types Of Income Can Be “Grossed Up” For A Mortgage?
Some non-taxable income can be increased by 15-25% or more. Find out if this little-known mortgage rule can help you.
December 19, 2024 3 min read
Is A Conventional Or USDA Loan Better?
We take a look at features and benefits of both conventional and USDA loans to help you decide which one might work better for you.
September 19, 2023 4 min read
Most Conventional Loans Aren’t Assumable. What To Do Instead
Offering to let a buyer assume your loan can get you top dollar for your home. Options for sellers and buyers if the home has a non-assumable conventional loan.
January 31, 2025 7 min read