Circumstances that led to support payments are never desirable, but one silver lining is that they can help you qualify for a mortgage.
What counts as an extenuating circumstance for a mortgage varies by loan type and lender. Here's what to expect plus waiting periods.
Seller contributions can reduce your upfront costs, but there are limits. Learn about the maximum seller concessions for conventional loans and ways to use seller credits strategically.
Earnest money is a deposit that shows sellers you're serious about buying their home, typically ranging from 1% to 3% of the purchase price. This good faith deposit is usually due within a few days of an accepted offer, is applied to your closing costs, and can be refundable under certain contract contingencies.
Conventional loans are a viable alternative to FHA, offering 3% down and cancelable mortgage insurance. Is it the right program for you?
Conventional lenders will consider financing a "barndo," but it's no guarantee. What to know when shopping for this unique home type.
Past credit mishaps don't necessarily make you ineligible for a conventional loan. Here's how to deal with collections and other credit events when applying.
From wedding and graduation gifts to employer assistance, here are uncommon but powerful ways to fund your down payment.