Getting a Conventional Loan With Charge-Offs, Collections, and Late Payments Past credit mishaps don't necessarily make you ineligible for a conventional loan. Here's how to deal with collections and other credit events when applying. by Tim Lucas in Home Loans October 18, 2023 6 min read
Wedding Gifts, Graduation Gifts, and Other Little-Known Down Payment Strategies From wedding and graduation gifts to employer assistance, here are uncommon but powerful ways to fund your down payment. by Tim Lucas in Home Loans October 11, 2023 4 min read
Conventional Loan After Bankruptcy: How Long You Have To Wait You can get a conventional loan after bankruptcy. Here's how to do it. by Tim Lucas in Home Loans February 4, 2025 6 min read
Using Rental Income To Qualify for a Conventional Loan: Primary, Secondary, Investment Homes There is no shortage of rules when it comes to using rental income to help you qualify for a mortgage. Here's your guide. by Tim Lucas in Home Loans December 30, 2024 7 min read
How To Finance A 4-Season Sunroom Addition A 4-season sunroom can drastically change the feel of your home. How to finance these popular home additions. by Tim Lucas in Real Estate October 6, 2023 8 min read
Buying an Investment Property With a Conventional Loan: What To Know Guidelines that will help you get a rental property conventional loan. by Tim Lucas in Home Loans March 18, 2025 7 min read
Can I Buy a House With an ADU Using a Conventional Loan? You might be surprised about Fannie Mae and Freddie Mac lending rules when it comes to accessory dwelling units. by Tim Lucas in Home Loans October 4, 2023 4 min read
Can I Get A Conventional Loan With No Down Payment? 5 Strategies Conventional loans require at least 3% down, but lending rules say you to buy a home with no down payment from your own funds. Here's how. by Tim Lucas in Home Loans October 3, 2023 4 min read