Using Rental Income To Qualify for a Conventional Loan: Primary, Secondary, Investment Homes There is no shortage of rules when it comes to using rental income to help you qualify for a mortgage. Here's your guide. by Tim Lucas in Home Loans December 30, 2024 7 min read
How To Finance A 4-Season Sunroom Addition A 4-season sunroom can drastically change the feel of your home. How to finance these popular home additions. by Tim Lucas in Real Estate October 6, 2023 8 min read
Buying an Investment Property With a Conventional Loan: What To Know Guidelines that will help you get a rental property conventional loan. by Tim Lucas in Home Loans March 18, 2025 7 min read
Can I Buy a House With an ADU Using a Conventional Loan? You might be surprised about Fannie Mae and Freddie Mac lending rules when it comes to accessory dwelling units. by Tim Lucas in Home Loans October 4, 2023 4 min read
Can I Get A Conventional Loan With No Down Payment? 5 Strategies Conventional loans require at least 3% down, but lending rules say you to buy a home with no down payment from your own funds. Here's how. by Tim Lucas in Home Loans October 3, 2023 4 min read
Use Bonus, Overtime, and Commission Income To Qualify for a Mortgage Many people have income well beyond base salary. Lenders allow you to use consistent bonus, overtime, and commission income to qualify for a home loan. by Tim Lucas in Home Loans January 31, 2025 5 min read
Yes, You Can Use Part-Time Income For Mortgage Qualification. Here's How How to use part-time, seasonal, and second-job income to qualify for a home loan. by Tim Lucas in Home Loans September 28, 2023 4 min read
Conventional Loan Down Payment Gift Requirements: What You Need To Know There are now more ways than ever to receive gift money for your conventional loan down payment. by Tim Lucas in Home Loans January 30, 2025 8 min read