Buying your first home can feel like an impossible dream in today’s tough market, but you might be surprised that you qualify for first-time homebuyer programs — even if you’ve previously owned a home.
We estimate home prices you might be able to afford on a $70,000 annual salary based on common lending assumptions.
What's the real max DTI for a mortgage? Not what you think. A loan officer breaks it down.
Choosing the right lender can make or break the home-buying experience. But if you've already begun the process with one mortgage company, can you switch to a different lender for your loan?
Avoiding common first-time homebuyer mistakes can help you save money, reduce stress, and start your homeownership journey on the right foot. A little planning now can prevent big regrets later.
Using retirement funds to buy a house will likely lead to penalties and a larger tax bill. It can also reduce your account's future earning potential.
USDA guidelines set waiting periods for obtaining a mortgage following adverse credit events such as bankruptcy, foreclosure, and short sales. However, compensating factors and proof of extenuating circumstances may help you qualify sooner.
It's possible to leverage crypto for a down payment on a traditional mortgage, but plan your steps carefully.
Crypto mortgages are a new type of mortgage where the crypto is the collateral, not the house. Those with large holdings could become homeowners.
Manufactured homes are typically more affordable than traditional homes. But first you have to pass the appraisal process.
