Hidden Upfront Costs of Buying a House
The upfront costs of buying a home may be hard to understand, but technically, they’re not hidden. They’re all written down somewhere.
August 25, 2025 13 min read
The upfront costs of buying a home may be hard to understand, but technically, they’re not hidden. They’re all written down somewhere.
FHA loan limits have risen 3.26% to $541,287 in standard areas and $1,249,125 in high-cost areas for a 1-unit home.
Conventional loan limits have increased to $832,750 for a 1-unit home in a standard area.
Mortgage payment shock can impact both loan approval and your budget. Realistic budgeting, smart loan choices, and cash reserves—along with a supportive lender—help minimize shock and secure suitable financing.
The HUD homes $100 down program can make you a homeowner with very little money out of pocket. See if you qualify for this program.
Congress moves to kill "trigger leads," the sales calls and messages that plague mortgage applicants.
The lender needs proof of homeowners insurance and the cost immediately after you receive an accepted offer on a home. Not having insurance in place will delay your closing.
On Wednesday, the president signed into law new legislation that could save many veterans from foreclosure.
Should borrowers refinance their ARMs to fixed-rate mortgages? Or are their "ARM caps" enough to protect them?
Customer satisfaction with mortgage servicers is plummeting. What's going on?
