High Mortgage Rates Blocking Desperately Needed Refinances: New Survey
Many recent homebuyers planned to refinance when mortgage rates fell. Now, stubbornly high rates are forcing drastic measures.
July 27, 2026 5 min read
Many recent homebuyers planned to refinance when mortgage rates fell. Now, stubbornly high rates are forcing drastic measures.
VA loan volume increased 29% annually in Q2 2026. See which lenders led the purchase, IRRRL, cash-out refinance, and overall markets.
Nearly 93,000 vacation home mortgages were originated in 2025, up 3.9% from a year earlier. See which metro areas attracted the most second-home buyers.
Which states depend most on USDA home loans? Mortgage Research Network analyzed HMDA data to rank every state by USDA mortgage share.
Nearly 2 million homeowners refinanced in 2025. See which lenders originated the most refinance loans, based on the latest HMDA data.
People under 45 years accounted for most new mortgages in the second quarter, a recent record.
A mortgage denial isn't always the final answer. Learn why lenders make different decisions – and how understanding underwriting could improve your chances of buying a home.
VA loans are growing faster than the overall mortgage market. See which states have the highest share of veteran homebuyers and where usage is rising fastest.
Most homebuyers would trust AI to help choose a mortgage and manage their application. Here's where that trust could be misplaced.
On average, homeowners pay more in mortgage interest than the purchase price of the home, a sign of uncomfortably high rates.
