A House proposal would leave VA purchase loans untouched but sharply increase refinance fees. Here’s what veterans and service members should know.
Who are the top VA lenders by loans completed? See rankings by loans issued and discover which companies veterans trust most for buying and refinancing homes.
As mortgage rates eased, refinancing surged in Q4. Hundreds of thousands of homeowners cut monthly payments, while millions more may now be eligible to refinance.
Why do most homebuyers choose 30-year mortgages? Lower payments and greater buying power play a big role, and the long-term interest gap isn’t always as large as it seems.
Most home closing delays are preventable. A loan officer explains the most common causes and what buyers can do to avoid last-minute surprises.
Mortgage lenders argue soaring credit report fees are driving up costs. Now they’re asking lawmakers to step in, but will borrowers actually see any savings?
The Fed wants to increase bank mortgage lending. Here’s how that move could affect rates, fees, and borrower protections.
Mortgage Research Network analyzed how long it could take renters to save a 5% down payment in 50 U.S. cities by cutting common discretionary expenses.
Rising credit card, auto, and student loan debt is squeezing household budgets, making it harder for would-be buyers to qualify for a mortgage. Here’s why debt management matters.
The 28/36 rule oversimplifies home affordability. As a loan officer, I’ll explain why budget and homebuying needs matter more than rigid rules when deciding how much house you can afford.
