Fixer-uppers offer affordability and potential equity but require time and repairs. Move-in-ready homes are less hassle but cost more. Both come with trade-offs, so the right choice often depends on your finances, timeline, and risk tolerance.
A mortgage rate is how much you pay in interest on a home loan per year. But what makes them go up or down?
We estimate home prices you might be able to afford on a $70,000 annual salary based on common lending assumptions.
If you’re looking for an affordable option beyond a traditional site-built home, an FHA loan on a manufactured home could be the key to achieving your homeownership dreams.
This guide compares conventional, unconventional, and nontraditional loans, explaining their key differences, eligibility requirements, and pros and cons. By understanding these mortgage options, homebuyers can determine which loan type best suits their financial situation and homeownership goals.
A second mortgage is a type of loan that allows you to borrow against the...
Get your printable home inspection checklist PDF and learn why a home inspection is so vital to the buying process.
A Mortgage Credit Certificate (MCC) is a federal tax credit program that allows eligible first-time homebuyers to claim a portion of their annual mortgage interest as a dollar-for-dollar reduction on their federal taxes. Issued by state or local governments, MCCs help make homeownership more affordable but are not loans or direct payments.
