USDA Income Limits in 2026
USDA loans are designed to help low- and moderate-income homebuyers obtain affordable mortgages and as such, they come with income limits.
November 4, 2024 10 min read
USDA loans are designed to help low- and moderate-income homebuyers obtain affordable mortgages and as such, they come with income limits.
The USDA loan program is one of the best-kept secrets in homebuying. Eligible buyers can purchase a home with zero down payment. Do you qualify?
If you’re looking to lower your mortgage payments, adjust your loan terms, or improve your financial situation, refinancing your USDA loan could be a smart move. This guide breaks down the three USDA refinance options—Streamlined, Streamlined-Assist, and Non-Streamlined—so you can choose the best fit for your needs.
Not sure what home you qualify for? We break down how much income you might need to afford a home based on existing debts, rate, and more.
Think today's market is tough? On Halloween 1981, mortgage rates hit 18% and the typical house payment ate up 73% of a family's paycheck.
Despite low nominal prices and payments, 1980s homebuyers had it about as tough as today's buyer. Home payments eat up over half of median incomes in both eras.
How much home you qualify for with an FHA loan depends on many factors but we made some assumptions to give you a ballpark figure based on your income. Check your potential home price.
Getting pre-approved is a key first step in buying a home, showing sellers you're serious and know your budget. Lenders review your finances to give a conditional loan commitment.
The Western U.S. is more expensive than the East, even in states with similar demographics. A look at why home prices are so high in the West.
Mortgage denial rates for Black homebuyers is double that of white buyers. But 100 cities are progressing toward more equality for Black buyers.
