Mortgage Rates Today, December 24, 2025: A Short Day in a Short Week
Barring earth-shattering shocks, there's little reason to expect mortgage rates to move far today. Bond markets close early at 2 p.m. Eastern.
6 hours ago 2 min read
Barring earth-shattering shocks, there's little reason to expect mortgage rates to move far today. Bond markets close early at 2 p.m. Eastern.
According to National Association of Realtors® research, a 1% decrease in rates could add about 5.5 million households ... to the pool of potential buyers.
Major agencies expect rates to hover around 6.2% in 2026. On-the-ground industry experts say this sideways rate movement will help balance the market.
With mortgage rates at 6.5%, expect a boom in refinances and home purchases.
First-time home buyers are biding their time, put off by high mortgage rates. But is that a mistake they'll later regret?
Two expert forecasts this week provide hope that mortgage rates could fall later this year and through 2026.
Requesting seller concessions to pay for a rate buydown can lead to greater monthly and lifetime savings than requesting a lower purchase price.
Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid case for that argument.
Experts tell you to shop for mortgage rates. But it could put your homebuying at risk. How do you shop lenders when buying a house?
As expected, the Fed cut its key interest rate by 0.25%. But mortgage rates might rise due to new Fed guidance for 2025.
Trump told rally-goers in Arizona that mortgage rates would fall to 2% during his presidency. Is that anywhere near possible?
Trump will be the president for the next four years. What that could mean for mortgage rates.
Mortgage rates have been on a roller coaster of late. What might 2025 bring for rates?
The Fed issued an anticipated rate cut, but it was bigger than many expected. How mortgage rates are reacting.
3 million homeowners could benefit from refinancing if rates drop near 6.3%.
Surge in refinancing: Borrowers are rushing to refinance their homes, with 23% more applications this week than last, as mortgage rates continue to drop.
Refinances surged this week as borrowers took advantage of falling mortgage rates following last week's grim jobs report.
A mortgage rate is how much you pay in interest on a home loan per year. But what makes them go up or down?
