Bank statements are one of the most scrutinized documents in the mortgage process. It's worth checking them for these issues before you send them to your lender.
Waiving escrows means you don't have to pay taxes and insurance with your mortgage payment. Is this a good idea or too risky?
When you buy a house, don't think about now. Think about 10 to 15 years from now.
Mortgage rates are incredibly difficult to predict. But if history is a guide, rates could be on their way down.
An adjustable rate mortgage can help you qualify for more home in 2024, but these loans are not always smart. What to consider.
Lenders can disregard certain debt payments which improves your debt-to-income ratio and your mortgage approval chances.
If you paid cash for a house, you may be able to reimburse yourself with a cash-out refinance without the typical 6-month waiting period.
Do yourself and your lender a favor by working with your insurance agent to get coverage in place as soon as you find a home to buy.
You might save hundreds of dollars and weeks of time if you receive an appraisal waiver on a conventional loan.
Some homebuyers are surprised when they find out a home they want is in a flood zone. What to do next.
