VA Streamline Refinance (IRRRL): 2025 Guidelines and Loan Requirements
The VA IRRRL refinance helps you capture a lower rate with no pay stubs, bank statements, or appraisal when mortgage rates drop.
February 12, 2024 9 min read
The VA IRRRL refinance helps you capture a lower rate with no pay stubs, bank statements, or appraisal when mortgage rates drop.
As mortgage rates drop, you may be eligible to drop your FHA rate and payment without an appraisal or income check.
You don't need 20% equity to refinance. Those who purchased with a low down payment at the peak of the market may still be eligible for a refi.
Converting your fixed rate into an ARM isn't as crazy as it sounds. Why now is a good time to consider it.
How much should you save with a refinance to make it worthwhile? Is it $50, $100, or $200 a month, or more?
If you’re 70, 80, or even 90 years old, you might wonder if you can get a mortgage. Yes, thanks to strong credit access laws.
Refinancing can take time, especially as rates drop and lenders get busier. How to get it done faster.
There is no limit to how many times you can refinance, though there are some compelling reasons why you don't want to be a "serial refinancer."
A renovation refinance offers lower rates, higher loan amounts, and easier qualification than a cash-out refinance. How do you get approved?
A subordination agreement places the HELOC back in second position behind the new refinance mortgage. How to get this agreement.
