How Long Must You Own a Home Before Getting a Cash-Out Refinance?
In most cases, you can't immediately get a cash-out refinance after buying a property. Here are current rules and exceptions.
January 13, 2024 6 min read
In most cases, you can't immediately get a cash-out refinance after buying a property. Here are current rules and exceptions.
Listing your home for sale doesn't disqualify you from a refinance, but you may have a hard time finding a lender to do the loan.
Some lenders downplay the cost of a refinance because you can roll closing costs into the loan. Here's what you actually pay.
There are 3 main types of cash-out refinances. This gives homeowners options when tapping equity in their homes.
The equity in your home could help you tame credit card rates now commonly as high as 30%.
How doctors can consolidate student debt and potentially reduce monthly costs.
Tapping home equity with a cash-out refinance could give you a higher rate. Is this ever worth it?
Getting a cash-out refinance requires a lower debt-to-income ratio than for a home purchase loan or no-cash refi. Here's how to increase chances of approval.
HELOCs can help you accomplish many financial goals, but with a high variable rate, you might want to consolidate it into your primary mortgage.
Selling your home could cost 10% of its sale price. Why not use that money to improve it instead?
