7 Steps: Cash-Out Refinance To Buy an Investment Property Getting a cash-out refinance to buy an investment property is often a good idea. Discover how to make sure the costs pencil out in your favor. by Tim Lucas in Home Loans July 16, 2024 8 min read
Freddie Mac Home Possible® Income Limits and Guidelines The Freddie Mac Home Possible program offers 3% down, reduced mortgage insurance and rates, and flexible income sources. by Tim Lucas in Home Loans November 14, 2024 7 min read
Freddie Mac BorrowSmart Income Limits & Eligibility Homebuyers can receive up to $3,000 in down payment assistance with Freddie Mac BorrowSmart or BorrowSmart Access. by Tim Lucas in Home Loans July 16, 2024 3 min read
How to Get an FHA Single-Unit "Spot" Approval for a Condo If you're buying a condo with an FHA loan, chances are the condo complex is not approved for FHA. A single-unit approval can help. by Tim Lucas in Home Loans July 16, 2024 5 min read
Can You Use FHA on a Property With 2 ADUs? FHA won't finance a property with 2 accessory dwelling units (ADUs). Learn what to consider if you encounter such a property. by Tim Lucas in Home Loans February 6, 2025 4 min read
Work for a Family-Owned Business? How To Qualify for a Mortgage When you work for a family business, you can expect to get more questions from your mortgage lender. Learn how to get your mortgage approved. by Tim Lucas in Home Loans June 26, 2025 5 min read
Freddie Mac HomeOne®: 3% Down, No Income Limits The 3%-down Freddie Mac HomeOne program has no income limits, expanding opportunities for first-time buyers. by Tim Lucas in Home Loans January 4, 2026 8 min read
Fannie Mae Updates Guidelines For One Year of Self-Employment Fannie Mae updated guidelines for applicants with one year of self-employment. Now, you might get approved for a home loan. by Tim Lucas in Home Loans January 3, 2026 4 min read