How To Get An FHA Loan As A Non-U.S Citizen FHA loans for non U.S. citizens are available at the same rates and terms as citizens receive. How to apply and be approved. by Tim Lucas in Home Loans March 31, 2025 5 min read
Can You Buy A Foreclosure With A USDA Loan? Buying a foreclosure with a USDA loan is possible, but not easy. Increase your chances of landing an affordable home with a zero-down loan. by Tim Lucas in Home Loans July 16, 2024 5 min read
Freddie Mac Home Possible® Income Limits and Guidelines The Freddie Mac Home Possible program offers 3% down, reduced mortgage insurance and rates, and flexible income sources. by Tim Lucas in Home Loans November 14, 2024 11 min read
7 Steps: Cash-Out Refinance To Buy an Investment Property Getting a cash-out refinance to buy an investment property is often a good idea. Discover how to make sure the costs pencil out in your favor. by Tim Lucas in Home Loans July 16, 2024 8 min read
Freddie Mac BorrowSmart Income Limits & Eligibility Homebuyers can receive up to $3,000 in down payment assistance with Freddie Mac BorrowSmart or BorrowSmart Access. by Tim Lucas in Home Loans July 16, 2024 3 min read
How to Get an FHA Single-Unit "Spot" Approval for a Condo If you're buying a condo with an FHA loan, chances are the condo complex is not approved for FHA. A single-unit approval can help. by Tim Lucas in Home Loans July 16, 2024 4 min read
Freddie Mac HomeOne®: 3% Down, No Income Limits The 3%-down Freddie Mac HomeOne program has no income limits, expanding opportunities for first-time buyers. by Tim Lucas in Home Loans December 30, 2024 12 min read
Can You Use FHA on a Property With 2 ADUs? FHA won't finance a property with 2 accessory dwelling units (ADUs). Learn what to consider if you encounter such a property. by Tim Lucas in Home Loans February 6, 2025 4 min read