How Many FHA Loans Can You Have?
FHA loans are an excellent option for homebuyers, offering low down payments and flexible credit...
July 3, 2024 7 MIN
FHA Rental Income Guidelines 2025 | Use Future Rent To Qualify
FHA loans make it possible to use rental income from a multifamily home to help you qualify — even if you're a first-time landlord. With the right property and a lender who knows the guidelines, rental income can be a powerful tool to boost your buying power.
April 7, 2025 9 MIN
How To Buy a Duplex, Triplex, or Fourplex With an FHA Multifamily Loan
You can use an FHA loan to buy a duplex, triplex or fourplex at 3.5% down. Live in one unit and qualify with rental income.
February 11, 2025 17 MIN
Fannie Mae Rolls Out 5% Down Multifamily Home Loans
Fannie Mae allows buyers to purchase 2- to 4-unit multifamily homes with just 5% down, making it easier for house hackers and first-time investors to get started. With no self-sufficiency test and the ability to use future rental income to qualify, this program offers a practical path to multifamily homeownership.
April 29, 2025 5 MIN
Will We Ever See 3% Mortgage Rates Again?
Many homebuyers who missed the last mortgage rate rally wonder if low rates will ever come back. Can rates fall to 3%?
June 21, 2024 5 MIN
The 28/36 Rule: How Realistic Is It?
Experts suggest spending no more than 28% of your income on a house payment and 36% on all debts including housing. Is this realistic in today's economy?
June 20, 2024 6 MIN
Biden vs Trump: Who’s Better for Mortgage Rates?
The 2024 Presidential election could impact mortgage rates. How would mortgage rates fare under each candidate?
June 18, 2024 6 MIN
FHA MIP Refund Chart 2025
Check your FHA upfront mortgage insurance refund amount for your new loan with these charts.
June 13, 2024 5 MIN
