How Much Is FHA Mortgage Insurance in 2025?
FHA mortgage insurance is a good value, allowing buyers break into the housing market with 3.5% down and less-than-perfect credit.
December 31, 2024 6 min read
Self-Employed? You May Qualify For an FHA Loan
Self-employed individuals are eligible for FHA loans. 1-2 years of self-employment may be all you need to qualify.
July 3, 2024 6 min read
How Many FHA Loans Can You Have?
FHA loans are an excellent option for homebuyers, offering low down payments and flexible credit...
July 3, 2024 7 min read
FHA Rental Income Guidelines 2025 | Use Future Rent To Qualify
FHA loans make it possible to use rental income from a multifamily home to help you qualify — even if you're a first-time landlord. With the right property and a lender who knows the guidelines, rental income can be a powerful tool to boost your buying power.
April 7, 2025 9 min read
How To Buy a Duplex, Triplex, or Fourplex With an FHA Multifamily Loan
You can use an FHA loan to buy a duplex, triplex or fourplex at 3.5% down. Live in one unit and qualify with rental income.
February 11, 2025 17 min read
Fannie Mae Rolls Out 5% Down Multifamily Home Loans
Fannie Mae allows buyers to purchase 2- to 4-unit multifamily homes with just 5% down, making it easier for house hackers and first-time investors to get started. With no self-sufficiency test and the ability to use future rental income to qualify, this program offers a practical path to multifamily homeownership.
April 29, 2025 5 min read
Will We Ever See 3% Mortgage Rates Again?
Many homebuyers who missed the last mortgage rate rally wonder if low rates will ever come back. Can rates fall to 3%?
June 21, 2024 5 min read
The 28/36 Rule: How Realistic Is It?
Experts suggest spending no more than 28% of your income on a house payment and 36% on all debts including housing. Is this realistic in today's economy?
June 20, 2024 6 min read
