FHA Unveils Surprising Homebuyer Assistance: ADU Rental Income HUD, the overseer of FHA, just release new guidelines on using future ADU rental income to qualify for FHA loans. Discover how this may impact you. by Tim Lucas in Home Loans July 10, 2024 4 min read
FHA Reserve Requirements For Multiunit Properties FHA requires no reserves for 1-2 unit properties and 3 months reserves for 3-4 unit properties. Find out more about FHA reserve requirements. by Tim Lucas in Home Loans July 9, 2024 6 min read
You Can’t Use a Co-Signer on an FHA Multifamily Loan. Here's What To Do Instead Discover the alternative options when looking to use a co-signer on an FHA multifamily loan. by Tim Lucas in Home Loans July 9, 2024 4 min read
Can You Waive the FHA Peeling Paint Repair Requirement? Let's solve the riddle once and for all. Can you waive FHA's requirement for peeling paint to be repaired on a pre-1978 home? by Tim Lucas in Home Loans July 9, 2024 5 min read
How To Get Owner-Occupied Multifamily Financing In 2025 Buying an owner-occupied multifamily property is a great investment, but most people don't do it due to fear. How to safely invest. by Tim Lucas in Home Loans April 8, 2025 13 min read
What Is an FHA Escrow Holdback and How Do You Use It? FHA repair escrow allows you to finance minor fixes after closing, even for issues that would normally hold up the FHA loan. by Tim Lucas in Home Loans November 6, 2024 5 min read
How Much Is FHA Mortgage Insurance in 2025? FHA mortgage insurance is a good value, allowing buyers break into the housing market with 3.5% down and less-than-perfect credit. by Tim Lucas in Home Loans December 31, 2024 6 min read
Self-Employed? You May Qualify For an FHA Loan Self-employed individuals are eligible for FHA loans. 1-2 years of self-employment may be all you need to qualify. by Tim Lucas in Home Loans July 3, 2024 6 min read