Getting a Conventional Loan, No Appraisal Required You might save hundreds of dollars and weeks of time if you receive an appraisal waiver on a conventional loan. by Tim Lucas in Home Loans March 18, 2025 10 min read
My Lender Says I Need Flood Insurance. What Now? Some homebuyers are surprised when they find out a home they want is in a flood zone. What to do next. by Tim Lucas in Home Loans November 9, 2023 9 min read
Diving Into Mortgage Guidelines For Swimming Pools Getting a mortgage on a home with a swimming pool is usually no problem unless repairs are needed. by Tim Lucas in Home Loans March 18, 2025 7 min read
Getting a Conventional Loan If You Have an Employment Gap If you've been out of work for an extended period in the past two years, here's how to improve your chances of conventional loan approval. by Tim Lucas in Home Loans January 17, 2025 8 min read
Can I Get a Conventional Home Loan Without My Spouse? Here's what to watch out for when getting a conventional loan without your spouse, plus guidelines for FHA, VA, USDA. by Tim Lucas in Home Loans January 31, 2025 8 min read
How To Get A High-Balance Conventional Refinance Up To $2.4 Million Enjoy higher conventional high-balance refinance loan limits in over 150 high-cost areas of the U.S. by Tim Lucas in Home Loans November 26, 2025 4 min read
All About Fannie Mae’s Student Loan Cash-Out Refinance Program If you have equity in your home and pesky student loans you just can’t seem to pay down, you’ll want to know about Fannie Mae’s student loan cash-out refinance program. by Tim Lucas in Home Loans November 2, 2023 6 min read
Buying A Home In A Non-Arm's Length Transaction Buying a home from a family member or someone you already know can complicate your loan. Here's how to navigate this situation. by Tim Lucas in Home Loans January 31, 2025 6 min read