Finding a New Mortgage Lender After Pre-Approval: It's Not Without Risk Homebuyers don't have to use the lender they received a pre-approval from. But, it can be risky to change. How to navigate this task. by Tim Lucas in Home Loans April 10, 2024 4 min read
When Does a Pre-Approval Expire? Time Is Just One Factor Mortgage pre-approvals are typically good for 90 days, but other milestones can affect them, too. by Tim Lucas in Home Loans April 10, 2024 5 min read
Using a HELOC to Pay a Divorce Settlement A HELOC can help you pay an ex-spouse's share of equity without selling the home. by Tim Lucas in Home Loans April 9, 2024 7 min read
Pre-Approval Revoked After Finding a House. What Now? You're pre-approved, but something changes with your financial picture or the lender made a mistake initially. What do you do next? by Tim Lucas in Home Loans April 9, 2024 5 min read
Rates Went Up After I Got Pre-Approved. Can I Still Buy a House? You got pre-approved, but while you’re looking for homes, mortgage rates rose. Will the higher payment disqualify you? by Tim Lucas in Rates April 9, 2024 5 min read
7 Items to Bring to Your Mortgage Pre-Approval Meeting You might have a meeting set up with a lender to get pre-approved. But you’re not sure what to bring. Maybe nothing. But here's what to bring, just in case. by Tim Lucas in Home Loans April 8, 2024 6 min read
How to Use a HELOC to Start a Property Flipping Business A home equity line of credit could be the perfect tool for serial flippers. Borrow, pay off, and re-borrow as much as you'd like. by Tim Lucas in Home Loans April 6, 2024 9 min read
How Early Is Too Early To Get Pre-Approved? Can anything "bad" happen if you get pre-approved a year, two years, or three years before you plan to buy? When to get pre-approved. by Tim Lucas in Home Loans April 5, 2024 5 min read