How to Use a HELOC to Start a Property Flipping Business A home equity line of credit could be the perfect tool for serial flippers. Borrow, pay off, and re-borrow as much as you'd like. by Tim Lucas in Home Loans April 6, 2024 9 min read
How Early Is Too Early To Get Pre-Approved? Can anything "bad" happen if you get pre-approved a year, two years, or three years before you plan to buy? When to get pre-approved. by Tim Lucas in Home Loans April 5, 2024 5 min read
Does Getting Pre-Approved Hurt Your Credit? Many first-time buyers hesitate to get pre-approved because it could hurt their credit. But now it's possible to get pre-approved without a hard credit inquiry. by Tim Lucas in Credit April 4, 2024 4 min read
Why Your Home Loan Pre-Approval is Low and How to Increase It Many homebuyers are surprised they can't be approved for more home. Here's what's going on and how to improve your buying prospects. by Tim Lucas in Home Loans April 4, 2024 9 min read
Why Your Agent is Pushing You to Use Their Lender Your real estate agent's preferred lender: Should you consider using them? by Tim Lucas in Real Estate April 3, 2024 5 min read
How to Get a HELOC on an Investment Property Getting a HELOC on an investment property isn’t as easy as with your primary residence. How to find lenders. by Tim Lucas in Home Loans April 2, 2024 8 min read
Can You Use Down Payment Assistance on a USDA Home Loan? USDA loans are zero-down mortgages. Can you still use a down payment assistance program? by Tim Lucas in Home Loans April 2, 2024 5 min read
Down Payment Assistance with No Income Limit: Does It Exist? Surprisingly, only 72% of down payment assistance programs have income limits, says Urban Institute. How to get DPA with a higher income. by Tim Lucas in Home Loans April 1, 2024 5 min read