How To Get A High-Balance Conventional Refinance Up To $2.4 Million
Enjoy higher conventional high-balance refinance loan limits in over 150 high-cost areas of the U.S.
November 3, 2023 4 min read
Enjoy higher conventional high-balance refinance loan limits in over 150 high-cost areas of the U.S.
If you have equity in your home and pesky student loans you just can’t seem to pay down, you’ll want to know about Fannie Mae’s student loan cash-out refinance program.
Buying a home from a family member or someone you already know can complicate your loan. Here's how to navigate this situation.
Conventional, FHA, USDA, and VA home loans all allow private and community well and septic systems. What to expect when you're buying a house with non-public utilities.
Lenders allow you to sell items to raise cash for a down payment and other costs of homeownership. Here's how to document your sale.
You typically need a strong credit profile to qualify for a conventional loan. However, if you have no credit score at all, you still have options.
Circumstances that led to support payments are never desirable, but one silver lining is that they can help you qualify for a mortgage.
What counts as an extenuating circumstance for a mortgage varies by loan type and lender. Here's what to expect plus waiting periods.
Seller contributions can reduce your upfront costs, but there are limits. Learn about the maximum seller concessions for conventional loans and ways to use seller credits strategically.
Earnest money is a deposit that shows sellers you're serious about buying their home, typically ranging from 1% to 3% of the purchase price. This good faith deposit is usually due within a few days of an accepted offer, is applied to your closing costs, and can be refundable under certain contract contingencies.
