Is An FHA Loan A Bad Idea? Let’s Bust Some FHA Myths FHA loans are fantastic tools to break into homeownership. Here are myths and facts you should know. by Tim Lucas in Home Loans July 14, 2023 5 min read
When Can You Drop Mortgage Insurance on an FHA Loan? An FHA loan is a fantastic tool to buy your first home. But when you’re... by Tim Lucas in Home Loans July 14, 2023 5 min read
Leverage Your Assumable FHA Loan To Sell Your Home For More Money If you have a low-rate FHA loan, you may be able to leverage it to sell your home for more than you thought possible. by Tim Lucas in Home Loans June 3, 2025 6 min read
What is the Flex 97 Mortgage Program? Can the Flex 97 loan help you buy a home? by Tim Lucas in Home Loans June 30, 2023 4 min read
Fannie Mae First-Time Homebuyer Income Limits and Mortgage Rate Discounts For 2026 If you're within income limits, you have access to powerful programs and lower rates that will make homeownership more affordable. by Tim Lucas in Home Loans June 29, 2023 4 min read
Low Down Payment Conventional Loan: Non-Occupant Co-Borrower Guidelines Many loan programs allow you to apply for a home mortgage with someone who won't live in the property. Here's how. by Tim Lucas in Home Loans June 28, 2023 4 min read
Can You Get A Conventional 97 Loan With No PMI? Surprisingly, you may be eligible for a low-down-payment conventional loan without mortgage insurance. by Tim Lucas in Home Loans June 27, 2023 4 min read
How To Get Lower Conventional 97 Loan Rates Use these tactics to get better rates on this 3%-down conventional mortgage. by Tim Lucas in Home Loans June 26, 2023 4 min read