The USDA loan is the only major zero-down mortgage available to non-military homebuyers. While advantageous in lots of ways, they also come with disadvantages.
You've been pre-approved by an FHA lender. Your next job is to find a home that will pass the FHA loan appraisal with flying colors. What to look for before making an offer.
USDA lenders consider front-end and back-end DTI when determining your creditworthiness. Learn about DTI and what it means for your homebuying journey here.