How much home you qualify for with an FHA loan depends on many factors but we made some assumptions to give you a ballpark figure based on your income. Check your potential home price.
This comprehensive guide to USDA construction loans will go over everything you need to know about financing your rural home build in 2025, including precisely how a USDA one-time construction loan works, the eligibility requirements you need to meet, and a few alternative mortgage options you may have available.
The USDA loan is the only major zero-down mortgage available to non-military homebuyers. While advantageous in lots of ways, they also come with disadvantages.
You've been pre-approved by an FHA lender. Your next job is to find a home that will pass the FHA loan appraisal with flying colors. What to look for before making an offer.
USDA lenders consider front-end and back-end DTI when determining your creditworthiness. Learn about DTI and what it means for your homebuying journey here.