Why Mortgage Rates Are Climbing After Trump’s Election Win
Trump will be the president for the next four years. What that could mean for mortgage rates.
November 6, 2024 5 min read
Income Needed to Buy a $200k, $300k, and $400k House
Not sure what home you qualify for? We break down how much income you might need to afford a home based on existing debts, rate, and more.
January 6, 2025 14 min read
1981 Was The Scariest Halloween To Buy a House. 54 Halloweens Ranked
Think today's market is tough? On Halloween 1981, mortgage rates hit 18% and the typical house payment ate up 73% of a family's paycheck.
October 23, 2024 14 min read
Homebuyers in the 1980s Didn’t Have It as Good as We Thought
Despite low nominal prices and payments, 1980s homebuyers had it about as tough as today's buyer. Home payments eat up over half of median incomes in both eras.
October 21, 2024 3 min read
FHA Loan Affordability: How Much House Do You Qualify For?
How much home you qualify for with an FHA loan depends on many factors but we made some assumptions to give you a ballpark figure based on your income. Check your potential home price.
December 18, 2024 9 min read
Top 100 Cities For Black Homebuyers
Mortgage denial rates for Black homebuyers is double that of white buyers. But 100 cities are progressing toward more equality for Black buyers.
October 10, 2024 7 min read
USDA Construction Loans: A Comprehensive Guide for 2025
This comprehensive guide to USDA construction loans will go over everything you need to know about financing your rural home build in 2025, including precisely how a USDA one-time construction loan works, the eligibility requirements you need to meet, and a few alternative mortgage options you may have available.
October 10, 2024 18 min read
The Huge Benefits of a USDA Loan, Plus Some Drawbacks
The USDA loan is the only major zero-down mortgage available to non-military homebuyers. While advantageous in lots of ways, they also come with disadvantages.
October 5, 2024 12 min read