Despite low nominal prices and payments, 1980s homebuyers had it about as tough as today's buyer. Home payments eat up over half of median incomes in both eras.
How much home you qualify for with an FHA loan depends on many factors but we made some assumptions to give you a ballpark figure based on your income. Check your potential home price.
This comprehensive guide to USDA construction loans will go over everything you need to know about financing your rural home build in 2025, including precisely how a USDA one-time construction loan works, the eligibility requirements you need to meet, and a few alternative mortgage options you may have available.