10 Ways to Get a Cash-Out Refinance with a High DTI Getting a cash-out refinance requires a lower debt-to-income ratio than for a home purchase loan or no-cash refi. Here's how to increase chances of approval. by Tim Lucas in Home Loans December 28, 2023 5 min read
Got a HELOC? It Could Be Time To Wrap It Into Your First Mortgage HELOCs can help you accomplish many financial goals, but with a high variable rate, you might want to consolidate it into your primary mortgage. by Tim Lucas in Home Loans December 27, 2023 6 min read
Since It Costs So Much to Sell, Use a Cash-Out Refinance To Improve Your Home Instead Selling your home could cost 10% of its sale price. Why not use that money to improve it instead? by Tim Lucas in Home Loans December 26, 2023 9 min read
Should You Use a Cash-Out Refinance To Invest in Stocks or Crypto? It can be tempting to pull out home equity to invest in markets. Here's how it can put your financial future at risk. by Tim Lucas in Home Loans December 23, 2023 3 min read
How To Tap Equity in a Vacation Home Cash-out refinance, HELOC, or STR loan? What are the options to get cash from your vacation property equity? by Tim Lucas in Home Loans December 22, 2023 4 min read
Can You Get a Cash-Out Refinance on an Investment Property? Surprisingly, most lenders let you "cash out" your rental property. Check maximum loan amounts, rates, and rules. by Tim Lucas in Home Loans August 8, 2025 6 min read
HELOC vs Cash-Out Refinance: Which One is Better in 4 Situations A HELOC is better than a cash-out refinance...except when it's not. Four situations and which loan product to use. by Tim Lucas in Home Loans August 1, 2025 5 min read
How To Get a Cash-Out Refinance After a Renovation A remodel can increase your home value enough to do a cash-out refinance. Reimburse your renovation costs and accomplish other financial goals. by Tim Lucas in Home Loans December 30, 2024 6 min read