How Long Does a Refinance Take? 8 Ways to Speed Up Your Refi Refinancing can take time, especially as rates drop and lenders get busier. How to get it done faster. by Tim Lucas in Home Loans January 26, 2024 6 min read
Does The Fed Control Mortgage Rates? One of the biggest misconceptions in finance and real estate is that the Federal Reserve “sets” mortgage rates. Here's what really determines them. by Tim Lucas in Economy January 26, 2024 4 min read
Large Mortgage Rate Spread Costs Homebuyers an Additional $168 Per Month. What's Going On? Mortgage rates are supposed to follow the 10-year Treasury. What's going on with the huge spread between them? by Tim Lucas in Rates January 23, 2024 4 min read
How Often and How Many Times Can You Refinance Your Home? There is no limit to how many times you can refinance, though there are some compelling reasons why you don't want to be a "serial refinancer." by Tim Lucas in Home Loans January 22, 2024 8 min read
These 5 Renovation Refinance Programs Are Better Than A Cash-Out Refi A renovation refinance offers lower rates, higher loan amounts, and easier qualification than a cash-out refinance. How do you get approved? by Tim Lucas in Home Loans January 20, 2024 10 min read
How to Get a HELOC Subordination Agreement When Refinancing A subordination agreement places the HELOC back in second position behind the new refinance mortgage. How to get this agreement. by Tim Lucas in Home Loans January 19, 2024 5 min read
10 Most Affordable Housing Markets in Kentucky Homebuyers looking to escape high prices and get into a home of their own should seriously consider these affordable pockets of the Bluegrass State. by Tim Lucas in Real Estate January 18, 2024 6 min read
10 Most Affordable Housing Markets in Oklahoma Oklahoma is one of the most affordable states in the U.S. Learn about these little-known pockets that will make homebuying possible for just about any budget. by Tim Lucas in Real Estate January 17, 2024 5 min read