Is It Worth Refinancing to Save $50, $100, or $200 a Month?
How much should you save with a refinance to make it worthwhile? Is it $50, $100, or $200 a month, or more?
January 30, 2024 9 min read
Nearly 6.5% of Mortgage Volume Goes to Sub-620-Credit Borrowers. How To Qualify With Lower Credit
According to credit bureau Equifax, 6.5% of first mortgages in 2025 were issued to borrowers with credit scores below 620, as of their November report. How to set yourself up for the best chances of approval.
January 4, 2026 5 min read
Getting a Mortgage at Any Age: Applicants 70+ Receive 5% of Mortgage Volume
If you’re 70, 80, or even 90 years old, you might wonder if you can get a mortgage. Yes, thanks to strong credit access laws.
December 30, 2024 4 min read
How Long Does a Refinance Take? 8 Ways to Speed Up Your Refi
Refinancing can take time, especially as rates drop and lenders get busier. How to get it done faster.
January 26, 2024 6 min read
Does The Fed Control Mortgage Rates?
One of the biggest misconceptions in finance and real estate is that the Federal Reserve “sets” mortgage rates. Here's what really determines them.
January 26, 2024 4 min read
Large Mortgage Rate Spread Costs Homebuyers an Additional $168 Per Month. What's Going On?
Mortgage rates are supposed to follow the 10-year Treasury. What's going on with the huge spread between them?
January 23, 2024 4 min read
How Often and How Many Times Can You Refinance Your Home?
There is no limit to how many times you can refinance, though there are some compelling reasons why you don't want to be a "serial refinancer."
January 22, 2024 8 min read
These 5 Renovation Refinance Programs Are Better Than A Cash-Out Refi
A renovation refinance offers lower rates, higher loan amounts, and easier qualification than a cash-out refinance. How do you get approved?
January 20, 2024 9 min read