According to the New York Federal Reserve, 3.8% of mortgage dollar volume was lent to borrowers with credit scores below 620 in the third quarter of 2023. How to set yourself up for the best chances of approval.
If you’re 70, 80, or even 90 years old, you might wonder if you can get a mortgage. Yes, thanks to strong credit access laws.
Refinancing can take time, especially as rates drop and lenders get busier. How to get it done faster.
One of the biggest misconceptions in finance and real estate is that the Federal Reserve “sets” mortgage rates. Here's what really determines them.
Mortgage rates are supposed to follow the 10-year Treasury. What's going on with the huge spread between them?
There is no limit to how many times you can refinance, though there are some compelling reasons why you don't want to be a "serial refinancer."
A renovation refinance offers lower rates, higher loan amounts, and easier qualification than a cash-out refinance. How do you get approved?
A subordination agreement places the HELOC back in second position behind the new refinance mortgage. How to get this agreement.
