Why Are Down Payment Assistance Loan Rates High? You may have noticed that mortgages involving down payment assistance have higher rates than standard mortgages. What's going on? by Tim Lucas in Rates March 29, 2024 5 min read
Using a HELOC for a Vacation Property Down Payment Homeowners can use their primary home equity to fund a vacation property purchase. Is this a good idea? by Tim Lucas in Home Loans March 29, 2024 6 min read
Down Payment Assistance for Teachers, Police, Firefighters & Veterans There’s no way to fully repay public service professionals. But homebuying assistance programs make a dent in the debt owed to them. by Tim Lucas in Home Loans March 28, 2024 5 min read
7 Places to Find Down Payment Assistance (With Examples) One of the most confusing parts of down payment assistance (DPA) is where to find programs. 7 places to look. by Tim Lucas in Home Loans March 27, 2024 6 min read
10 Most Affordable Housing Markets in Illinois While Chicago suburbs like Naperville and Glenview home prices can easily exceed $600,000, one city in the state offers homes at about one-tenth that price. by Tim Lucas in Real Estate March 27, 2024 5 min read
100% LTV HELOCs: Where To Find Them and How To Qualify Surprisingly, many banks and credit unions still offer HELOCs up to 100% of your home's value. Where to find programs. by Tim Lucas in Home Loans June 3, 2025 8 min read
Down Payment Assistance Requirements: Do You Qualify? With over 1,600 down payment assistance programs in the U.S., how do you know if you meet requirements for any of them? by Tim Lucas in Home Loans March 26, 2024 5 min read
Can You Buy a Home With No Money Using Down Payment Assistance? It's technically possible to buy a home without having any money. Here's how to do it, but what you should do instead. by Tim Lucas in Home Loans March 26, 2024 7 min read