ARMs Are Now a Tool for the Homebuying Elite
Today’s ARM borrowers have higher credit scores, higher incomes, and lower LTVs than fixed-rate borrowers, showing how much adjustable-rate mortgages have changed since the 2000s.
Today’s ARM borrowers have higher credit scores, higher incomes, and lower LTVs than fixed-rate borrowers, showing how much adjustable-rate mortgages have changed since the 2000s.
Existing home sales slipped in July, household growth is slowing, and new research suggests housing near transit could help California meet its climate goals.
Americans are still spending even as debt levels rise. Meanwhile, homeowners now have record levels of equity that could provide a lower-cost way to consolidate debt.
Homeowners associations and condo boards are facing growing financial pressure, while HOA-related foreclosure filings are rising sharply.
When a good school closes, home prices in the neighborhoods it serves fall. Last year, more than 1,000 schools closed.
Adjustable-rate mortgages are making a comeback as fixed rates remain high. See which U.S. metros had the most ARM originations in 2025.
Inheritors' rights are clear. But some lenders try to force beneficiaries to refinance mortgages that they are entitled to keep at the existing low rate.
The federal government recently issued guidance reminding lenders of the risks of lending to potentially unauthorized workers.
Need help buying a home in Louisiana? State and local assistance programs may help cover your down payment and closing costs.
Housing affordability, fewer foreign buyers, and fallout from Wednesday's Fed meeting all in a single news roundup.