MBA Forecasts Mortgage Rates to Stay Above 7% Through 2027
The MBA expects mortgage rates to remain above 7% through 2027, though other forecasts are more optimistic. Should first-time buyers buy now or wait?
October 13, 2026 5 min read
The MBA expects mortgage rates to remain above 7% through 2027, though other forecasts are more optimistic. Should first-time buyers buy now or wait?
Rising mortgage rates are changing the math for borrowers, while slowing home sales and more price cuts could give buyers an advantage.
Applications for adjustable-rate mortgages (ARMs) are rising as borrowers look for lower rates amid higher fixed-rate mortgage costs.
Non-QM lending is growing faster than the broader mortgage market. See which lenders led the charge.
With $18 trillion in combined home equity and mortgage rates still elevated, homeowners are increasingly turning to HELOCs and home equity loans.
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