USDA lenders consider front-end and back-end DTI when determining your creditworthiness. Learn about DTI and what it means for your homebuying journey here.
Everything you need to know about the USDA appraisal, including what appraisers look for and your options if the home doesn't pass.
Practical tips for Gen Z and millennials who feel like homeownership is a dream and nothing more.
AI assistance in processing loans could mean faster, more streamlined lending with fewer missing documents and last-minute surprises.
This guide covers everything you need to know about the FHA 203(b) loan, including eligibility, appraisals, and how it differs from the 203(k).
An FHA identity of interest, or non-arms-length, transaction can impact your down payment requirements. Learn what identity of interest is and how it can affect your loan.
Learn how to use the FHA-approved condos list, how and why to get a condo approved, why some condo associations don’t seek FHA approval, and more.
The FHA amendatory clause protects the buyer, but can also make it harder to get an accepted offer. What the amendatory clause does and alternatives.
Qualifying for one of the many types of FHA refinances can be easier than with other programs thanks to this loan's relaxed requirements.
FHA is already a lenient program, requiring just 3.5% down. But FHA also allows buyers to use a wide variety of down payment assistance programs to make it even more feasible to buy a home.
