Can Homebuyers Use Crypto As a Mortgage Down Payment?
It's possible to leverage crypto for a down payment on a traditional mortgage, but plan your steps carefully.
May 13, 2025 7 min read
It's possible to leverage crypto for a down payment on a traditional mortgage, but plan your steps carefully.
Crypto mortgages are a new type of mortgage where the crypto is the collateral, not the house. Those with large holdings could become homeowners.
Manufactured homes are typically more affordable than traditional homes. But first you have to pass the appraisal process.
It's a popular idea: Buy land in the country and build your dream house. What are the practical steps, and is it even possible?
A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes how he advises his clients.
Title insurance can feel like an overpriced, unnecessary add-on at closing—but in a housing market full of hidden risks, it might just be your best protection against a costly legal headache. While not everyone needs it, this one-time policy can serve as a safety net if an unexpected claim ever threatens your ownership.
Lender credits can help pay closing costs, but the help isn’t free. The buyer still pays closing costs in the form of a higher monthly payment throughout the life of the loan.
Thinking about refinancing your mortgage? This guide breaks down the potential benefits, drawbacks, and alternatives so you can decide whether refinancing is the right move for your financial goals.
Lowering your interest rate from 7% to 6% will reduce your principal and interest payments by 9.88%, saving the typical US homebuyer around $250 per month.
Paying title insurance usually falls on the homebuyer, but this can vary by location. Title insurance fees are a third-party closing cost you can shop around for — and negotiate with the seller on who foots the bill.
