What Are Mortgage Points and When Should You Buy Them?
Mortgage points, also known as loan discount points, are fees you pay upfront to reduce...
November 18, 2024 9 MIN
Mortgage points, also known as loan discount points, are fees you pay upfront to reduce...
Your principal and interest payment won't change when you have a fixed-rate mortgage. But a house payment might contain 6 other elements that CAN change.
Affordable areas for first-time homebuyers are getting rarer by the day. 25 cities where homeownership is still within reach.
Interest rates have reached heights we haven’t seen in years, leading many to explore creative...
USDA loans are designed to help low- and moderate-income homebuyers obtain affordable mortgages and as such, they come with income limits.
The USDA loan program is one of the best-kept secrets in homebuying. Eligible buyers can purchase a home with zero down payment. Do you qualify?
If you’re looking to lower your mortgage payments, adjust your loan terms, or improve your financial situation, refinancing your USDA loan could be a smart move. This guide breaks down the three USDA refinance options—Streamlined, Streamlined-Assist, and Non-Streamlined—so you can choose the best fit for your needs.
Not sure what home you qualify for? We break down how much income you might need to afford a home based on existing debts, rate, and more.
How much home you qualify for with an FHA loan depends on many factors but we made some assumptions to give you a ballpark figure based on your income. Check your potential home price.
Getting pre-approved is a key first step in buying a home, showing sellers you're serious and know your budget. Lenders review your finances to give a conditional loan commitment.
