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All Home Loans Articles - Page 6

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USDA Streamline Refinance Options: What to Know in 2025

The USDA Streamlined Refinance and Streamline-Assist programs require minimal documentation and no home appraisal. The streamlined-assist option doesn’t require a credit check but USDA borrowers must reduce their monthly payments by at least $50.

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Types of Conventional Loans and Their Uses

Conventional loans come in all shapes and sizes and offer the flexibility to finance just about any real estate transaction, from purchasing your dream home to refinancing and renovating a multifamily investment property.

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FHA Loan Requirements in 2025

While it’s a generous loan option, FHA loans come with several key requirements prospective borrowers will need to meet or exceed, including minimum credit score, minimum down payment, and maximum debt-to-income ratio.

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