Aly Yale

Contributor

Aly J. Yale is a freelance writer specializing in real estate, mortgages, and the housing market. Her work has been featured in Forbes, Money, Bankrate, The Motley Fool, Fox Business, The Balance, and more. Prior to freelancing, she served as an editor and reporter for The Dallas Morning News. She graduated from TCU’s Bob Schieffer College of Communication with a focus on radio-TV-film and news-editorial journalism.

Articles written by Aly Yale

Drawing of three houses over scattered coins, representing down payments for houses.

What Is the Average Down Payment On A House?

The average down payment isn't 20%. In fact, it's just 9% for first-time buyers. Here's how to reduce your down payment requirement when buying a home.

by Aly Yale in Home Loans

December 17, 2024 10 min read

Can You Open a HELOC and Not Use It?

Opening a HELOC while you can qualify isn't a bad idea. If you need it later, you may not be approved when you need it most.

by Aly Yale in Home Loans

August 7, 2024 5 min read

A woman reviewing documents on a couch, likely managing her HELOC in a cozy living room.

How Does HELOC Repayment Work?

Understand the ins and outs of HELOC repayment, from draw periods to interest payments, and how to reduce your overall debt.

by Aly Yale in Home Loans

July 22, 2024 3 min read

Man researching on his computer and taking notes with a pen and paper.

Can You Increase a HELOC’s Limit?

HELOC limits can be increased, but your options depend on your lender and the value of your home. Learn the pros and cons of increasing your HELOC limit and how to do it.

by Aly Yale in Home Loans

July 8, 2024 4 min read