October Brought a Refinance Boom. But That Could Cause Higher Rates in December
Lower mortgage rates have spurred a refinance boom. But there may be a downside.
December 1, 2025 3 min read
Lower mortgage rates have spurred a refinance boom. But there may be a downside.
Mortgage lenders are doing a good job, says the J.D. Power 2025 U.S. Mortgage Origination Satisfaction Study.
The government is looking at ways to improve access to assumable and portable mortgages. How much might that help the housing crisis?
The government is developing a 50-year mortgage. What are the pros and cons of these controversial loans?
Some divorced couples are continuing to share the family home because they feel locked in by their existing uberlow mortgage rate.
The 30-year mortgage rate average just dropped to 6.29% according to Mortgage News Daily. We crunched the numbers to see how much you can save with a refi.
Millions of homeowners can't get or don't want mortgages and turn to alternative financing. Do they know the risks many of them are running?
A Federal Reserve Governor took out two primary residence loans within weeks of each other. Simple mistake or mortgage fraud?
The upfront costs of buying a home may be hard to understand, but technically, they’re not hidden. They’re all written down somewhere.
Early data reveals that FHA loan limits might increase 4.46% in 2026.
Conventional loan limits have increased to $832,750 for a 1-unit home in a standard area.
Mortgage payment shock can impact both loan approval and your budget. Realistic budgeting, smart loan choices, and cash reserves—along with a supportive lender—help minimize shock and secure suitable financing.
The HUD homes $100 down program can make you a homeowner with very little money out of pocket. See if you qualify for this program.
Congress moves to kill "trigger leads," the sales calls and messages that plague mortgage applicants.
Mortgage industry groups say a rule change by Fannie and Freddie's regulator could push mortgage rates below 6%. Is it that simple?
How do you save while renting? A lender offers tips on saving for a house down payment, even while renting in high-cost areas.
If you're applying for a mortgage, a government shutdown will likely complicate and slow your application.
Need cash without taking on new debt? A home equity agreement could give you funds now in exchange for part of your home’s future value.
