Buying or Refinancing Property With an Inter Vivos Revocable Trust
Lending rules allow you to open a mortgage under the name of an inter vivos revocable trust. But there could be a better option.
December 12, 2023 5 min read
Cash-Out Refinance on a Free-And-Clear Property: What to Consider
Should you get a cash-out refinance on a paid-off home?
December 30, 2024 4 min read
8 Best Ways to Use a Cash-Out Refinance in 2026
Financial conditions are always changing. Here's how we think homeowners will use the equity in their homes in 2026.
January 2, 2026 4 min read
Is it Worth Refinancing For a .25%, .50% or 1% Lower Rate?
The decision to refinance isn't always easy. Here are numbers that may help you decide.
April 4, 2025 3 min read
What Happens After I Get Pre-Approved for a Mortgage? 12 Steps
Going from a pre-approved home shopper to official homeowner isn't as complex as you might think. Here are 12 steps to follow.
December 30, 2024 5 min read
11 Things Lenders Don’t Want to See on Bank Statements
Bank statements are one of the most scrutinized documents in the mortgage process. It's worth checking them for these issues before you send them to your mortgage lender.
February 24, 2026 5 min read
What is an Escrow Waiver and Is It a Good Idea?
Waiving escrows means you don't have to pay taxes and insurance with your mortgage payment. Is this a good idea or too risky?
November 30, 2023 4 min read
When I Buy a Home, When Do I Get the Keys?
Getting the keys to your new home doesn't always happen on the closing day. When and how to get your keys.
November 29, 2023 3 min read