Cash-Out Refinance on a Free-And-Clear Property: What to Consider Should you get a cash-out refinance on a paid-off home? by Tim Lucas in Home Loans December 30, 2024 4 min read
8 Best Ways to Use a Cash-Out Refinance in 2026 Financial conditions are always changing. Here's how we think homeowners will use the equity in their homes in 2026. by Tim Lucas in Home Loans January 2, 2026 4 min read
Is it Worth Refinancing For a .25%, .50% or 1% Lower Rate? The decision to refinance isn't always easy. Here are numbers that may help you decide. by Tim Lucas in Rates April 4, 2025 3 min read
What Happens After I Get Pre-Approved for a Mortgage? 12 Steps Going from a pre-approved home shopper to official homeowner isn't as complex as you might think. Here are 12 steps to follow. by Tim Lucas in Real Estate December 30, 2024 5 min read
11 Things Mortgage Lenders Don’t Want to See on Bank Statements Bank statements are one of the most scrutinized documents in the mortgage process. It's worth checking them for these issues before you send them to your lender. by Tim Lucas in Home Loans December 1, 2023 4 min read
What is an Escrow Waiver and Is It a Good Idea? Waiving escrows means you don't have to pay taxes and insurance with your mortgage payment. Is this a good idea or too risky? by Tim Lucas in Home Loans November 30, 2023 4 min read
When I Buy a Home, When Do I Get the Keys? Getting the keys to your new home doesn't always happen on the closing day. When and how to get your keys. by Tim Lucas in Real Estate November 29, 2023 3 min read
10 Often-Overlooked Features To Consider When House Shopping When you buy a house, don't think about now. Think about 10 to 15 years from now. by Tim Lucas in Home Loans November 27, 2023 4 min read