Where To Find Zero-Closing-Cost HELOC Lenders One of the biggest advantages to HELOCs is that the borrower often pays low or no closing costs. But not all lenders will waive your fees. by Tim Lucas in Home Loans March 11, 2024 5 min read
Is a HELOC or Reverse Mortgage Better for Aging Homeowners? 5 Scenarios Examined Those who want to protect their financial futures as they age may have both HELOCs and reverse mortgages as options. Which is better? by Tim Lucas in Home Loans March 11, 2024 5 min read
Refinance a Manufactured Home: Conventional, FHA, VA, USDA If rates drop or you need cash out, here's how to refinance your manufactured home loan. by Tim Lucas in Home Loans March 10, 2024 10 min read
6 Steps to Using a HELOC as a Bridge Loan To Buy Another Property Can you use a HELOC for the down payment on your next home, avoiding a non-contingent offer? by Tim Lucas in Home Loans March 8, 2024 6 min read
HELOC: Explaining the 10-Year Interest-Only and 20-Year Repayment Periods HELOCs come with two phases. Knowing how each one works is key to taking full advantage of this financial tool. by Tim Lucas in Home Loans March 8, 2024 5 min read
Should You Refinance Before or After You Retire? Or Not At All? You may save yourself a major headache by refinancing before you retire...or not at all. by Tim Lucas in Home Loans March 7, 2024 4 min read
Should You Get a Cash-In Refinance? Why would someone want to pay money out-of-pocket when they refinance? There are quite a few advantages. by Tim Lucas in Home Loans March 6, 2024 4 min read
Does a Mortgage Recast Save You Money? Yes and No A mortgage recast is a fantastic tool to reduce monthly expenses. But it's more expensive over the life of the loan. Should you use this little-known mortgage strategy? by Tim Lucas in Home Loans February 11, 2025 9 min read