Pay Off Credit Cards With a HELOC: Risks and Rewards
Credit card interest rates are trending over 21%, versus a 9% average for HELOCs. Does it make sense to use home equity to consolidate credit cards?
March 13, 2024 4 min read
Could We See 18% HELOC Rates?
Anyone who got a HELOC before 2022 has seen their rate increase dramatically. How high can HELOC rates rise from here?
March 12, 2024 5 min read
My Lender Froze My HELOC
Most HELOC holders don’t realize their lender can legally “freeze” their HELOC. What to do next.
March 12, 2024 4 min read
Where To Find Zero-Closing-Cost HELOC Lenders
One of the biggest advantages to HELOCs is that the borrower often pays low or no closing costs. But not all lenders will waive your fees.
March 11, 2024 5 min read
Is a HELOC or Reverse Mortgage Better for Aging Homeowners? 5 Scenarios Examined
Those who want to protect their financial futures as they age may have both HELOCs and reverse mortgages as options. Which is better?
March 11, 2024 5 min read
Refinance a Manufactured Home: Conventional, FHA, VA, USDA
If rates drop or you need cash out, here's how to refinance your manufactured home loan.
March 10, 2024 10 min read
6 Steps to Using a HELOC as a Bridge Loan To Buy Another Property
Can you use a HELOC for the down payment on your next home, avoiding a non-contingent offer?
March 8, 2024 6 min read
HELOC: Explaining the 10-Year Interest-Only and 20-Year Repayment Periods
HELOCs come with two phases. Knowing how each one works is key to taking full advantage of this financial tool.
March 8, 2024 5 min read