Selling a Home Costs a Small Fortune. Renovate With a HELOC Instead It can cost upwards of $50,000 to sell a $500,000 home. That could go a long way toward renovating it so you can stay. by Tim Lucas in Home Loans March 18, 2024 6 min read
Refinancing a Jumbo Loan in 2026: What You Need to Know Homeowners with large loans may not qualify for a conventional refinance limits. How to refinance using a jumbo loan. by Tim Lucas in Home Loans November 26, 2025 10 min read
USDA-to-Conventional Refinance: How To Qualify You bought a home with the zero-down USDA loan. Can you refinance into a conventional loan? by Tim Lucas in Home Loans March 16, 2024 8 min read
How To Use a HELOC as an Emergency Fund While a HELOC shouldn't be your only emergency fund, homeowners should consider adding one to their emergency fund strategy. by Tim Lucas in Home Loans March 15, 2024 5 min read
HELOC: Down Payment for First-Time Homebuyers? Few first-time buyers know they can use a HELOC on the home they are buying to assist with the down payment. by Tim Lucas in Home Loans March 14, 2024 7 min read
Is It a Bad Time to Get a HELOC? Home values are up and HELOC rates could be on their way down. Is this the right or wrong time to get a HELOC? by Tim Lucas in Home Loans March 14, 2024 5 min read
Using a HELOC to Invest in Stocks: Savvy or Foolish? Anyone considering this strategy should first examine the worst-case scenario. If they could recover from it, they might consider using a HELOC to invest in stocks. by Tim Lucas in Home Loans March 13, 2024 5 min read
Pay Off Credit Cards With a HELOC: Risks and Rewards Credit card interest rates are trending over 21%, versus a 9% average for HELOCs. Does it make sense to use home equity to consolidate credit cards? by Tim Lucas in Home Loans March 13, 2024 4 min read