USDA-to-Conventional Refinance: How To Qualify
You bought a home with the zero-down USDA loan. Can you refinance into a conventional loan?
March 16, 2024 8 min read
How To Use a HELOC as an Emergency Fund
While a HELOC shouldn't be your only emergency fund, homeowners should consider adding one to their emergency fund strategy.
March 15, 2024 5 min read
HELOC: Down Payment for First-Time Homebuyers?
Few first-time buyers know they can use a HELOC on the home they are buying to assist with the down payment.
March 14, 2024 7 min read
Is It a Bad Time to Get a HELOC?
Home values are up and HELOC rates could be on their way down. Is this the right or wrong time to get a HELOC?
March 14, 2024 5 min read
Using a HELOC to Invest in Stocks: Savvy or Foolish?
Anyone considering this strategy should first examine the worst-case scenario. If they could recover from it, they might consider using a HELOC to invest in stocks.
March 13, 2024 5 min read
Pay Off Credit Cards With a HELOC: Risks and Rewards
Credit card interest rates are trending over 21%, versus a 9% average for HELOCs. Does it make sense to use home equity to consolidate credit cards?
March 13, 2024 4 min read
Could We See 18% HELOC Rates?
Anyone who got a HELOC before 2022 has seen their rate increase dramatically. How high can HELOC rates rise from here?
March 12, 2024 5 min read
My Lender Froze My HELOC
Most HELOC holders don’t realize their lender can legally “freeze” their HELOC. What to do next.
March 12, 2024 4 min read