Home Equity Loan or HELOC? It Depends on Your Goals Home equity loans and HELOCs are similar, but some key differences will determine which one you choose. by Tim Lucas in Home Loans March 18, 2024 6 min read
Selling a Home Costs a Small Fortune. Renovate With a HELOC Instead It can cost upwards of $50,000 to sell a $500,000 home. That could go a long way toward renovating it so you can stay. by Tim Lucas in Home Loans March 18, 2024 6 min read
Refinancing a Jumbo Loan in 2026: What You Need to Know Homeowners with large loans may not qualify for a conventional refinance limits. How to refinance using a jumbo loan. by Tim Lucas in Home Loans November 26, 2025 10 min read
USDA-to-Conventional Refinance: How To Qualify You bought a home with the zero-down USDA loan. Can you refinance into a conventional loan? by Tim Lucas in Home Loans March 16, 2024 8 min read
How To Use a HELOC as an Emergency Fund While a HELOC shouldn't be your only emergency fund, homeowners should consider adding one to their emergency fund strategy. by Tim Lucas in Home Loans March 15, 2024 5 min read
HELOC: Down Payment for First-Time Homebuyers? Few first-time buyers know they can use a HELOC on the home they are buying to assist with the down payment. by Tim Lucas in Home Loans March 14, 2024 6 min read
Is It a Bad Time to Get a HELOC? Home values are up and HELOC rates could be on their way down. Is this the right or wrong time to get a HELOC? by Tim Lucas in Home Loans March 14, 2024 4 min read
Using a HELOC to Invest in Stocks: Savvy or Foolish? Anyone considering this strategy should first examine the worst-case scenario. If they could recover from it, they might consider using a HELOC to invest in stocks. by Tim Lucas in Home Loans March 13, 2024 5 min read