The 28/36 Rule: How Realistic Is It?
Experts suggest spending no more than 28% of your income on a house payment and 36% on all debts including housing. Is this realistic in today's economy?
June 20, 2024 5 min read
Biden vs Trump: Who’s Better for Mortgage Rates?
The 2024 Presidential election could impact mortgage rates. How would mortgage rates fare under each candidate?
June 18, 2024 6 min read
FHA MIP Refund Chart 2026
Check your FHA upfront mortgage insurance refund amount for your new loan with these charts.
February 26, 2025 3 min read
Is UWM's Zero-Down Mortgage Right For You? Here's the Analysis
United Wholesale Mortgage, or UWM, launched a zero-down loan for certain homebuyers. What are the rules, and is it the best loan for everyone?
June 12, 2024 6 min read
VA Updates Rules About Veteran Homebuyers Paying Agent Commissions
VA home loan rules barred veterans from paying a buyer's agent. A new rule changes that.
June 11, 2024 5 min read
Breaking: GO Mortgage and PacRes Mortgage Announce Merger
GO and PacRes announced a merger on May 31, 2024. It is expected to close in the third quarter of 2024.
May 31, 2024 3 min read
Is An FHA Cash-Out Refinance Worth It? 2026 Guidelines
Homeowners with a lot of equity in their homes, but lower credit scores, might benefit from the FHA cash-out refinance. Guidelines, rates, and advantages.
January 1, 2026 6 min read
Remove a Borrower From the Loan with an FHA Streamline Refinance
An FHA Streamline refinance can drop your rate and payment with no appraisal, income, or full credit check. But it can also help you remove someone from the loan.
May 24, 2024 3 min read