Is UWM's Zero-Down Mortgage Right For You? Here's the Analysis
United Wholesale Mortgage, or UWM, launched a zero-down loan for certain homebuyers. What are the rules, and is it the best loan for everyone?
June 12, 2024 6 min read
VA Updates Rules About Veteran Homebuyers Paying Agent Commissions
VA home loan rules barred veterans from paying a buyer's agent. A new rule changes that.
June 11, 2024 5 min read
Breaking: GO Mortgage and PacRes Mortgage Announce Merger
GO and PacRes announced a merger on May 31, 2024. It is expected to close in the third quarter of 2024.
May 31, 2024 3 min read
Is An FHA Cash-Out Refinance Worth It? 2025 Guidelines
Homeowners with a lot of equity in their homes, but lower credit scores, might benefit from the FHA cash-out refinance. Guidelines, rates, and advantages.
December 27, 2024 6 min read
Remove a Borrower From the Loan with an FHA Streamline Refinance
An FHA Streamline refinance can drop your rate and payment with no appraisal, income, or full credit check. But it can also help you remove someone from the loan.
May 24, 2024 3 min read
How to Pass the FHA Streamline Net Tangible Benefit Test
FHA Streamline Refinances come with a built-in consumer protection called the Net Tangible Benefit test. Here's how to estimate whether the loan benefits you enough.
May 23, 2024 5 min read
Refinancing an FHA Loan to Conventional: Remove FHA Mortgage Insurance + Other Benefits
Refinancing an FHA loan to conventional can eliminate PMI, lower your rate, and give you cash at closing. Here's what to know.
November 14, 2024 7 min read
FHA Streamline Refinance Waiting Period 2025
If you purchased a home using an FHA loan recently, you can't refinance using an FHA Streamline right away. Here's how long you have to wait.
December 31, 2024 7 min read