When Should You Lock In Your Mortgage Rate?
A mortgage rate lock captures a rate on a specific day. But when should you lock when buying or refinancing a house?
July 22, 2024 7 min read
4 Ways to Buy a Non-Warrantable Condo (But Maybe Consider Avoiding Them)
Non-traditional lending types exist for non-warrantable condos. Discover why inexperienced buyers are likely better off avoiding these properties.
July 22, 2024 8 min read
Conventional Loan Down Payment Requirements for 2025
Learn how much you need to save for a conventional loan down payment, including 3% and 5% down payment loan options and alternative loan programs.
August 12, 2025 10 min read
What Is a Conforming Loan and Is It My Best Option?
Conforming loans follow guidelines set by Freddie Mac & Fannie Mae. Learn about the pros and cons of conforming loans, how they differ from conventional loans, and if they are the best option for you.
December 18, 2024 9 min read
Is There Such a Thing as Mortgage Closing Cost Assistance?
Many first-time buyers are surprised by closing costs, often dipping into their down payment savings to cover them. How to find help.
June 28, 2024 8 min read
What Is a Mortgage and What Can It Do for You?
We’ve all heard of them, but what exactly is a mortgage, how does it work, and how does it help you become a homeowner?
June 17, 2024 19 min read
How Much Income You Need to Buy a $900k, $1M, and $1.25M House
You need a decent income to qualify for a house costing around $1 million. Here’s how much you might need, including variables that could affect your numbers.
June 3, 2024 17 min read
How Much Income You Need to Buy a $600k, $700k, and $800k House
How much do you have to make to buy a house costing $600k, $700k, or $800k? We do the math, plus break down variables that can alter your numbers dramatically.
May 9, 2025 15 min read