Balloon Mortgage: What It Is and How to Get One A balloon mortgage is a medium-term real estate loan that allows borrowers to make low... by Jonathan Davis in Home Loans November 22, 2024 12 min read
USDA Loan Closing Costs in 2025: What to Know USDA loans require zero down payment, but closing costs are still required. Here's how much you might pay, and what the costs are for. by Jonathan Davis in Home Loans December 30, 2024 9 min read
USDA Income Limits in 2025 USDA loans are designed to help low- and moderate-income homebuyers obtain affordable mortgages and as such, they come with income limits. by Jonathan Davis in Home Loans June 19, 2025 10 min read
USDA Loan Requirements & Eligibility: See If You Qualify The USDA loan program is one of the best-kept secrets in homebuying. Eligible buyers can purchase a home with zero down payment. Do you qualify? by Jonathan Davis in Home Loans August 29, 2025 10 min read
USDA Renovation Loans: Purchase a Home and Fund Improvements The USDA renovation loan can help you purchase a home and make repairs to a fixer-upper all with one zero-down loan. by Jonathan Davis in Home Loans March 7, 2025 19 min read
Is The FHA Amendatory Clause Good or Bad? It's Both. What To Know The FHA amendatory clause protects the buyer, but can also make it harder to get an accepted offer. What the amendatory clause does and alternatives. by Jonathan Davis in Home Loans August 26, 2024 7 min read
A Complete Guide to FHA Refinances: Eligibility, Requirements, and More Qualifying for one of the many types of FHA refinances can be easier than with other programs thanks to this loan's relaxed requirements. by Jonathan Davis in Home Loans December 30, 2024 13 min read
FHA Down Payment Assistance: How Do I Qualify? FHA is already a lenient program, requiring just 3.5% down. But FHA also allows buyers to use a wide variety of down payment assistance programs to make it even more feasible to buy a home. by Jonathan Davis in Home Loans August 22, 2024 11 min read