FHA Loan Requirements in 2025
While it’s a generous loan option, FHA loans come with several key requirements prospective borrowers will need to meet or exceed, including minimum credit score, minimum down payment, and maximum debt-to-income ratio.
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While it’s a generous loan option, FHA loans come with several key requirements prospective borrowers will need to meet or exceed, including minimum credit score, minimum down payment, and maximum debt-to-income ratio.
We analyzed 100 housing markets to determine where homebuyers with dual incomes have the best chance at homeownership.
Get your printable home inspection checklist PDF and learn why a home inspection is so vital to the buying process.
It's possible to receive gift funds that would cover your entire FHA down payment, but you must follow guidelines, especially ones about acceptable donors.
Six figures used to buy you a pretty sweet house: about 140% of the typical home. Now? About 90%. What happened?
A typical first-time buyer house payment eats up 50% of the median income. But these aren't uncharted waters. It just feels terrible because the early 2020s were comparatively so cheap.
Americans fear housing bubbles for good reason: the last bubble nearly unraveled the global economy. Are we in another one or is everything A-OK?
For several months, jobs reports have affected mortgage rates more than any other economic report. Today's may not be helpful.
Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid case for that argument.
We tapped into the knowledge of 25 leading experts to compile a power list of advice for 2025 homebuyers.
Buying a house when you already have one can be complex. Do you buy first, sell first, or keep your current house? How to navigate the process.
A Mortgage Credit Certificate (MCC) is a federal tax credit program that allows eligible first-time homebuyers to claim a portion of their annual mortgage interest as a dollar-for-dollar reduction on their federal taxes. Issued by state or local governments, MCCs help make homeownership more affordable but are not loans or direct payments.
Fannie Mae’s HomePath program offers bargain hunters the opportunity to purchase foreclosed homes at discounted prices, but only during the "First Look" period.
Disputing items on your credit report can derail your mortgage approval, even if the account is inaccurate. What to do instead.
With some hard work, your credit score can skyrocket 100 points or more. Here's what it might take.