FHA Flip Rule: 90-Day Flip & 91-180 Day Flip The FHA flip rule is designed to protect buyers from predatory flipping. But, it can also prevent you from buying certain homes. by Jonathan Davis in Home Loans December 24, 2024 8 min read
FHA Loan Income Requirements - Updated for 2026 FHA loans don't have income limits but you should know current income qualification rules for this popular program. by Jonathan Davis in Home Loans December 9, 2024 10 min read
Conventional Loan Requirements in 2026 Updated 2026 conventional loan requirements and guidelines. by Jonathan Davis in Home Loans January 4, 2026 17 min read
Do USDA Loans Have Mortgage Insurance? USDA loans do not require mortgage insurance, but they do have upfront and annual guarantee fees. Learn more here. by Jonathan Davis in Home Loans November 25, 2024 7 min read
How Much Does a Home Appraisal Cost in 2026? Appraisals are usually an unavoidable cost when buying a home. Here's how much they typically cost. by Jonathan Davis in Home Loans November 25, 2024 15 min read
Balloon Mortgage: What It Is and How to Get One A balloon mortgage is a medium-term real estate loan that allows borrowers to make low... by Jonathan Davis in Home Loans November 22, 2024 12 min read
USDA Loan Closing Costs in 2026: What to Know USDA loans require zero down payment, but closing costs are still required. Here's how much you might pay, and what the costs are for. by Jonathan Davis in Home Loans December 30, 2024 9 min read
USDA Income Limits in 2026 USDA loans are designed to help low- and moderate-income homebuyers obtain affordable mortgages and as such, they come with income limits. by Jonathan Davis in Home Loans July 24, 2026 10 min read