Can You Buy a Manufactured Home with a USDA Loan?
USDA loans offer the opportunity to buy a manufactured home with zero down. But it must be a new, never-lived-in manufactured home to be eligible.
February 24, 2025 12 min read
FHA Loan Requirements in 2026
While it’s a generous loan option, FHA loans come with several key requirements prospective borrowers will need to meet or exceed, including minimum credit score, minimum down payment, and maximum debt-to-income ratio.
January 1, 2026 11 min read
What Percent of Your Income Should Go Towards Your Mortgage?
While experts recommend spending no more than 36% of your income on housing and debt payments, it can be an unrealistic number in many markets. Lenders allow up to 50% or higher in some cases.
January 23, 2025 10 min read
A Beginner’s Guide to PMI: Everything About Private Mortgage Insurance
If you plan to put less than 20% down when you buy a home, the lender will probably require private mortgage insurance, or PMI. But what does it do and how much does it cost?
January 6, 2025 12 min read
What's The Real Deal on Down Payments: How Much Do I Need to Buy a House?
How much down payment do you need to buy a house? Learn tips to save smarter, explore low and zero-down options, and take steps toward homeownership today!
December 30, 2024 8 min read
How to Get a Mortgage Pre-Approval
Getting pre-approved is a key first step in buying a home, showing sellers you're serious and know your budget. Lenders review your finances to give a conditional loan commitment.
February 21, 2026 13 min read
How to Use a VA Mortgage to Fund Your Fixer-Upper Projects
Veterans and service members can again use their VA benefits to fund their fixer-upper projects....
April 26, 2021 3 min read