Home prices hit a record high in 2025, although seller profit margins declined, signaling a potentially normalizing housing market following years of strong returns.
Rising ACA health insurance premiums now exceed mortgage payments for some middle-income homeowners, highlighting affordability pressures and the unequal impact of a K-shaped economic recovery.
The Fed is unlikely to change interest rates this week. And we're due few influential economic reports. But that doesn't mean mortgage rates won't move.
Severe weather events are delaying home purchases, driving up insurance costs, and quietly eroding property values, creating growing financial risks for homeowners, lenders, and the broader U.S. housing market.