Jonathan Davis
Contributor
Jonathan Davis is a Florida-based writer with over a decade of experience helping consumers understand complex mortgage, real estate, and personal finance topics. Jonathan has previously worked in the real estate industry and holds a bachelor’s degree in finance from the University of Central Florida.
Discover the best home maintenance tips from Reddit users — from surprising upkeep tasks to money-saving advice every homeowner should know.
November 3, 2025 10 min read
Redditors weigh in on whether you need an agent to buy a home.
October 27, 2025 9 min read
Choosing the right lender can make or break the home-buying experience. But if you've already begun the process with one mortgage company, can you switch to a different lender for your loan?
May 27, 2025 14 min read
Using retirement funds to buy a house will likely lead to penalties and a larger tax bill. It can also reduce your account's future earning potential.
May 16, 2025 10 min read
USDA guidelines set waiting periods for obtaining a mortgage following adverse credit events such as bankruptcy, foreclosure, and short sales. However, compensating factors and proof of extenuating circumstances may help you qualify sooner.
May 13, 2025 13 min read
Requesting seller concessions to pay for a rate buydown can lead to greater monthly and lifetime savings than requesting a lower purchase price.
April 24, 2025 8 min read
Lowering your interest rate from 7% to 6% will reduce your principal and interest payments by 9.88%, saving the typical US homebuyer around $250 per month.
April 17, 2025 16 min read
Can a Reconsideration of Value (ROV) help increase your home's value for a mortgage?
March 26, 2025 8 min read