Jonathan Davis
Contributor
Jonathan Davis is a Florida-based writer with over a decade of experience helping consumers understand complex mortgage, real estate, and personal finance topics. Jonathan has previously worked in the real estate industry and holds a bachelor’s degree in finance from the University of Central Florida.
As a first-time homeowner, there’s a lot you’re going to need to learn about your new mortgage. These eleven topics will provide a strong foundation of knowledge to get you on the right track.
December 9, 2025 11 min read
While searching for a mortgage, it's common sense that you'll want to find a loan with a low interest rate. But there's another number you should also be concerned with: the annual percentage rate (APR).
December 2, 2025 8 min read
Discover the best home maintenance tips from Reddit users — from surprising upkeep tasks to money-saving advice every homeowner should know.
November 3, 2025 10 min read
Redditors weigh in on whether you need an agent to buy a home.
October 27, 2025 9 min read
Choosing the right lender can make or break the home-buying experience. But if you've already begun the process with one mortgage company, can you switch to a different lender for your loan?
May 27, 2025 14 min read
Using retirement funds to buy a house will likely lead to penalties and a larger tax bill. It can also reduce your account's future earning potential.
May 16, 2025 10 min read
USDA guidelines set waiting periods for obtaining a mortgage following adverse credit events such as bankruptcy, foreclosure, and short sales. However, compensating factors and proof of extenuating circumstances may help you qualify sooner.
May 13, 2025 13 min read
Requesting seller concessions to pay for a rate buydown can lead to greater monthly and lifetime savings than requesting a lower purchase price.
April 24, 2025 8 min read