Tom Wells
Mortgage Finance
Tom Wells is a senior mortgage finance professional with over 35
years of experience. During his 31-year career at Freddie Mac, Tom was
responsible for the credit risk management of over 1,000 lenders. He is
now an adjunct professor at The George Washington University. He is also
a regular public speaker at conferences, seminars, and client meetings.
You can buy a home with little to no money – but should you? A 35-year housing finance expert shares what most first-time buyers overlook before making this life-changing decision.
March 19, 2026 5 min read
