Skip to Content

Home Loans
Rates
Credit
Podcast
Calculators

Rates Mortgage Rates

Home Loans
Rates
Credit
Podcast
Calculators

Search

Tom Pessemier

Contributor

Tom Pessemier

Tom Pessemier (NMLS#117989) is a Richmond, Va.-based mortgage loan officer with 22 years of experience helping clients buy and refinance homes.

View LinkedIn Profile View Twitter Profile

Guides

FHA Loans: The Comprehensive Guide
How to Refinance Your Home
Comprehensive Guide to the USDA Home Loan
Tips and Tricks for Selling Your Home

Tools

Conventional Loan Calculator
VA Loan Calculator
FHA Loan Calculator
USDA Loan Calculator
FHA Refinance Calculator

Company

About
Contributors
Contact
Editorial Guidelines

Legal

Privacy Policy
Terms of Use
Affiliate Disclosure
Accessibility

Copyright © 2025. Three Creeks Media, LLC.

Mortgage Research Network is a property of Three Creeks Media. Neither Mortgage Research Network nor Three Creeks Media are associated with or endorsed by any U.S. federal agency or department. The content on Mortgage Research Network is produced by Three Creeks Media, and/or its partners, affiliates, and contractors. The content offered on Mortgage Research Network is for general informational purposes only and should not be construed as legal or financial advice. If you have questions that relate to your unique financial situation, please consult a financial professional, accountant or attorney to discuss. References to third-party products, rates and offers may change without notice.

Advertiser Disclosure: Mortgage Research Network, Three Creeks Media, LLC, and its parent and affiliate companies, may receive compensation through advertising placements on Mortgage Research Network. For any rankings or lists on this site, Mortgage Research Network may receive compensation from the companies being ranked; however, this compensation does not affect how, where, and in what order products and companies appear in the rankings and lists. If a ranking or list has a company noted to be a “partner,” the indicated company is a corporate affiliate of Mortgage Research Network. No tables, rankings, or lists are fully comprehensive and do not include all companies or available products. You can read more about our card rating methodology here.

Editorial Disclosure: Editorial content on Mortgage Research Network may include opinions. Any opinions are those of the author alone, and not those of an advertiser to the site nor of Mortgage Research Network.

Information from your device can be used to personalize your ad experience.

We Use Cookies and Pixels

This website uses technologies such as cookies and pixels to improve site functionality, as well as for analytics and advertising. By continuing, you agree to our use of cookies and pixels. Learn more about our use of cookies and pixels in our privacy policy.