Tom Pessemier
Contributor
Tom Pessemier (NMLS#117989) is a Richmond, Va.-based mortgage loan officer with 22 years of experience helping clients buy and refinance homes. Connect with Tom on LinkedIn or his website.
Struggling to qualify for a mortgage? Learn how adding a co-signer can turn a denial into an approval—and what to know before you do.
November 14, 2025 9 min read
How do you save while renting? A lender offers tips on saving for a house down payment, even while renting in high-cost areas.
October 6, 2025 12 min read